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The Viability of a Crop Insurance Investment Account: The Case for Obion, County, Tennessee


  • Gerloff, Delton C.


This paper evaluates the feasibility of farmer-owned crop insurance accounts. The accounts, similar to retirement accounts, accumulate pre-subsidy premiums and dispense indemnities. Government involvement is that of guaranteeing loans if indemnities exceed the account balance. Substantial government savings occur through insurance premium subsidy elimination.

Suggested Citation

  • Gerloff, Delton C., 2006. "The Viability of a Crop Insurance Investment Account: The Case for Obion, County, Tennessee," 2006 Annual Meeting, February 5-8, 2006, Orlando, Florida 35429, Southern Agricultural Economics Association.
  • Handle: RePEc:ags:saeaso:35429

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    References listed on IDEAS

    1. Dismukes, Robert & Glauber, Joseph W., 2005. "Why Hasn't Crop Insurance Eliminated Disaster Assistance?," Amber Waves, United States Department of Agriculture, Economic Research Service, June.
    2. Bruce A. Babcock & Chad E. Hart, 2005. "Influence of the Premium Subsidy on Farmers' Crop Insurance Coverage Decisions," Center for Agricultural and Rural Development (CARD) Publications 05-wp393, Center for Agricultural and Rural Development (CARD) at Iowa State University.
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