The Viability of a Crop Insurance Investment Account: The Case for Obion, County, Tennessee
This paper evaluates the feasibility of farmer-owned crop insurance accounts. The accounts, similar to retirement accounts, accumulate pre-subsidy premiums and dispense indemnities. Government involvement is that of guaranteeing loans if indemnities exceed the account balance. Substantial government savings occur through insurance premium subsidy elimination.
|Date of creation:||2006|
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- Bruce A. Babcock & Chad E. Hart, 2005. "Influence of the Premium Subsidy on Farmers' Crop Insurance Coverage Decisions," Center for Agricultural and Rural Development (CARD) Publications 05-wp393, Center for Agricultural and Rural Development (CARD) at Iowa State University.
- Dismukes, Robert & Glauber, Joseph W., 2005. "Why Hasn't Crop Insurance Eliminated Disaster Assistance?," Amber Waves, United States Department of Agriculture, Economic Research Service, June.
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