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Financing Constraints and Access to Credit in Post Crisis Environment: Evidence from New Farmers in Alabama

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  • Hartarska, Valentina M.
  • Nadolnyak, Denis A.

Abstract

We use survey data to study the level of financing constrains faced by new farmers in Alabama post 2008, and identify who got loans. We find that new farmers are financially constrained but not impacted by the crisis. Lending was collateral driven, although lenders also considered profitability and cash flows.

Suggested Citation

  • Hartarska, Valentina M. & Nadolnyak, Denis A., 2012. "Financing Constraints and Access to Credit in Post Crisis Environment: Evidence from New Farmers in Alabama," 2012 Annual Meeting, February 4-7, 2012, Birmingham, Alabama 119799, Southern Agricultural Economics Association.
  • Handle: RePEc:ags:saea12:119799
    DOI: 10.22004/ag.econ.119799
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    File URL: https://ageconsearch.umn.edu/record/119799/files/Farmers%20credit%20constraints%20SAEA.pdf
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    References listed on IDEAS

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    4. Hartarska, Valentina M. & Mai, Chi, 2008. "Financing Constraints and the Family Farm: How do Families React?," 2008 Annual Meeting, February 2-6, 2008, Dallas, Texas 6861, Southern Agricultural Economics Association.
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    7. Hartarska, Valentina & Nadolnyak, Denis, 2008. "An Impact Analysis of Microfinance in Bosnia and Herzegovina," World Development, Elsevier, vol. 36(12), pages 2605-2619, December.
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    Cited by:

    1. Cortney Cowley & Ani L. Katchova & Ana Claudia Sant'Anna, 2020. "Examining the Relationships between Land Values and Credit Availability," Economic Review, Federal Reserve Bank of Kansas City, May.
    2. Liang, Lu, 2014. "Federal Crop Insurance and Credit Constraints: Theory and Evidence," 2014 Annual Meeting, July 27-29, 2014, Minneapolis, Minnesota 169825, Agricultural and Applied Economics Association.

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    Keywords

    Agricultural Finance; Financial Economics; Risk and Uncertainty;
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