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Publications

by members of

Trustbridge Rule of Law Foundation

These are publications listed in RePEc written by members of the above institution who are registered with the RePEc Author Service. Thus this compiles the works all those currently affiliated with this institution, not those affilated at the time of publication. List of registered members. Register yourself. Citation analysis. This page is updated in the first days of each month.
| Working papers | Journal articles | Chapters |

Working papers

2026

  1. Natasha Aggarwal & Amol Kulkarni & Shruti Aji Murali & Bhavin Patel & Vishnu Suresh, 2026, "Order writing and statutory discretion in the CCI's Section 26(2) determinations," Working Papers, Trustbridge Rule of Law Foundation, number 19, Aug.
  2. Natasha Aggarwal & Amol Kulkarni & Shruti Aji Murali & Bhavin Patel & Vishnu Suresh, 2026, "The CCI's allocation of scarce resources in Section 26(2) matters," Working Papers, Trustbridge Rule of Law Foundation, number 20, Aug.
  3. Laveesh Bhandari & Prashant Narang & Aryan Pandey, 2026, "Reassessment after the Finance Act 2021: From "Reason to Believe" to jurisdictional gates," Working Papers, Trustbridge Rule of Law Foundation, number 21, Aug.
  4. Natasha Aggarwal & Amol Kulkarni & Bhavin Patel, 2026, "Front running: The law and enforcement of an ill-defined violation," Working Papers, Trustbridge Rule of Law Foundation, number 23, Aug.
  5. Natasha Aggarwal & Renuka Sane, 2026, "Regulating the regulators: Assessing regulation-making frameworks in India's financial sector," Working Papers, Trustbridge Rule of Law Foundation, number 24, Aug.
  6. Upasa Borah & Akshay Jaitly & Renuka Sane, 2026, "Evaluating India's Energy Ambitions: Evidence from Electricity Generation Project-Level Data," Working Papers, Trustbridge Rule of Law Foundation, number 18, Mar.
  7. Prashant Narang & Renuka Sane, 2026, "Clock versus consequence: How Delhi High Court operationalises Section 29A's time discipline," Working Papers, Trustbridge Rule of Law Foundation, number 17, Mar.
  8. Geetika Palta & Renuka Sane & Susan Thomas, 2026, "When households first borrow: causes and consequences," Working Papers, xKDR, number 49, Jun.

2025

  1. Natasha Aggarwal & Bhavin Patel & Karan Singh, 2025, "A guide to writing good regulatory orders," Working Papers, Trustbridge Rule of Law Foundation, number 10, Mar.
  2. Natasha Aggarwal & Amol Kulkarni & Bhavin Patel & Sonam Patel & Renuka Sane, 2025, "Balancing Power and Accountability: An Evaluation of SEBIs Adjudication of Insider Trading," Working Papers, Trustbridge Rule of Law Foundation, number 13, Apr.
  3. Natasha Aggarwal & Bhavin Patel, 2025, "Return to sender: The misuse of remand orders by appellate tribunals," Working Papers, Trustbridge Rule of Law Foundation, number 14, Sep.
  4. Natasha Aggarwal & Satyavrat Bondre & Amrutha Desikan & Bhavin Patel & Dipyaman Sanyal, 2025, "Can technology augment order writing capacity at regulators?," Working Papers, Trustbridge Rule of Law Foundation, number 16, Dec.
  5. Upasa Borah & Chitrakshi Jain & Renuka Sane, 2025, "Pumped Storage Plants in India: Assessing Policies and Progress," Working Papers, Trustbridge Rule of Law Foundation, number 12, Mar.
  6. Vijay Singh Chauhan & Prashant Narang & Monika Yadav, 2025, "Decoding CAAR: Insights, Challenges, and Pathways for Reforms," Working Papers, Trustbridge Rule of Law Foundation, number 11, Mar.
  7. Prashant Narang & Vishnu Suresh, 2025, "From Statute to Dead Letter: Section 31A and the High-Court Culture of Zero-Cost Orders," Working Papers, Trustbridge Rule of Law Foundation, number 15, Nov.
  8. Akshay Jaitly & Charmi Mehta & Rishika Ranga & Renuka Sane & Ajay Shah & Karthik Suresh, 2025, "Improving electricity regulation in Tamil Nadu," Working Papers, xKDR, number 37, Jan.
  9. Akshay Jaitly & Renuka Sane & Ajay Shah, 2025, "Electricity reforms in the economic strategy of Tamil Nadu," Working Papers, xKDR, number 38, Feb.
  10. John Echeverri-Gent & Renuka Sane, 2025, "Bargains and Banking: How Institutionalized Political Bargains Have Shaped the Development of Indian Banking," Working Papers, Trustbridge Rule of Law Foundation, number 8, Jan.

2024

  1. Natasha Aggarwal & Abhinav Hansaraman & Bhavin Patel, 2024, "Manual For Reviewing Regulatory Orders: Orders of the Tamil Nadu Electricity Regulatory Commission at the Appellate Tribunal for Electricity," Working Papers, Trustbridge Rule of Law Foundation, number 5, Apr.
  2. Karan Gulati & Anjali Sharma, 2024, "An evaluation framework for public procurement processes," Working Papers, Trustbridge Rule of Law Foundation, number 6, Jul.
  3. Natasha Aggarwal & Bhavin Patel, 2024, "Bypassing expert tribunals through writs: Judicial overreach in review of the Telangana State Electricity Regulatory Commission's orders," Working Papers, Trustbridge Rule of Law Foundation, number 7, Dec.
  4. Bhavin Patel & Renuka Sane, 2024, "Performance at the Appellate Tribunal as an indicator of regulatory capacity: The case of TNERC at APTEL," Working Papers, Trustbridge Rule of Law Foundation, number 4, Apr.
  5. Susan Das & Renuka Sane & Ajay Shah, 2024, "Solarisation in agriculture in Tamil Nadu: A first principles evaluation," Working Papers, xKDR, number 30, Jan.
  6. Charmi Mehta & Radhika Pandey & Renuka Sane & Ajay Shah, 2024, "The electricity chokepoint in Tamil Nadu public finance," Working Papers, xKDR, number 31, Feb.

2023

  1. Madhav Goel & Renuka Sane, 2023, "Lost in translation: Legislative drafting and judicial discretion," Working Papers, Trustbridge Rule of Law Foundation, number 1, Apr.

2022

  1. Renuka Sane & Ajay Shah, 2022, "Crime victimisation surveys in Indian criminal justice system reform," Working Papers, xKDR, number 13, Aug.
  2. Balasubramaniam, Vimal & Sane, Renuka & Sarah, Mithila & Karthik Suresh, 2022, "Do Indian financial firms have a robust Grievance Redress Framework in place?," Working Papers, National Institute of Public Finance and Policy, number 22/365, Jan.
  3. Banerjee, Sudipto & Sane, Renuka & Sharma, Srishti & Suresh, Karthik, 2022, "History of disinvestment in India: 1991-2020," Working Papers, National Institute of Public Finance and Policy, number 22/373, Mar.

2021

  1. Renuka Sane & Ajay Shah & Bhargavi Zaveri, 2021, "Should consumers be prohibited from storing card data on the internet?," Working Papers, xKDR, number 3, May.
  2. Ila Patnaik & Renuka Sane & Ajay Shah & S. V. Subramaniam, 2021, "Distribution of self-reported health in India: The role of income and geography," Working Papers, xKDR, number 6, Sep.
  3. Gulati, Karan & Sane, Renuka, 2021, "Grievance Redress by Courts in Consumer Finance Disputes," Working Papers, National Institute of Public Finance and Policy, number 21/331, Mar.
  4. Goyal, Ananya & Pandey, Radhika & Sane, Renuka, 2021, "Consumption baskets of Indian households: Comparing estimates from the CPI, CES and CPHS," Working Papers, National Institute of Public Finance and Policy, number 21/343, Aug.
  5. Balakina, Olga & Balasubramaniam, Vimal & Dimri, Aditi & Sane, Renuka, 2021, "Unshrouding product-specific attributes through financial education," Working Papers, National Institute of Public Finance and Policy, number 21/344, Aug.

2019

  1. Rishab Bailey & Smriti Parsheera & Faiza Rahman & Renuka Sane, 2019, "Disclosures in Privacy Policies: Does “Notice and Consent†Work?," Working Papers, eSocialSciences, number id:12966, Jan.
  2. Renuka Sane, 2019, "The Way Forward for Personal Insolvency in the Indian Insolvency and Bankruptcy Code," Working Papers, eSocialSciences, number id:12987, Jan.
  3. Pandey, Rita & Sane, Renuka, 2019, "Financing biodiversity: The Role of Financial Institutions," Working Papers, National Institute of Public Finance and Policy, number 19/272, Jul.
  4. Patnaik, Ila & Sane, Renuka & Shah, Ajay, 2019, "Chennai 2015: A novel approach to measuring the impact of a natural disaster," Working Papers, National Institute of Public Finance and Policy, number 19/285, Dec.

2018

  1. Dhananjay Ghei & Renuka Sane, 2018, "Estimates of Air Pollution in Delhi from the Burning of Fire Crackers during the Festival of Diwali," Working Papers, eSocialSciences, number id:12552, Feb.
  2. Renuka Sane, 2018, "Stock Market Trading in the Aftermath of an Accounting Scandal," Working Papers, eSocialSciences, number id:12835, Jun.
  3. Price,William Joseph & Sane,Renuka, 2018, "Simulating pension income scenarios with penCalc : an illustration for India's national pension system," Policy Research Working Paper Series, The World Bank, number 8304, Jan.

2017

  1. Renuka Sane, 2017, "Stock Market Participation in the Aftermath of an Accounting Scandal," Working Papers, eSocialSciences, number id:11893, Jul.
  2. Datta, Pratik & Surya Prakash B. S. & Sane, Renuka, 2017, "Understanding Judicial Delay at the Income Tax Appellate Tribunal in India," Working Papers, National Institute of Public Finance and Policy, number 17/208, Oct.
  3. Halan, Monika & Sane, Renuka, 2017, "Regulating consumer finance: Do disclosures matter? The case of life insurance," Working Papers, National Institute of Public Finance and Policy, number 17/212, Nov.
  4. Barua, Rashmi & Goel, Prarthna & Sane, Renuka, 2017, "The Effect of Age-Specific Sex Ratios on Crime: Instrumental Variable Estimates from India," Working Papers, National Institute of Public Finance and Policy, number 17/214, Nov.

2016

  1. Siva Raman & Susan Thomas & Renuka Sane, 2016, "Reforming Personal Insolvency Law in India," Working Papers, eSocialSciences, number id:10696, May.
  2. Renuka Sane & Susan Thomas, 2016, "From participation to repurchase: Low-income households and micro-insurance," Working Papers, eSocialSciences, number id:11133, Jul.
  3. Halan, Monika & Sane, Renuka, 2016, "Misled and Mis-sold: Financial Misbehaviour in Retail Banks?," Working Papers, National Institute of Public Finance and Policy, number 16/174, Aug.
  4. Bhandari, Vrinda & Sane, Renuka, 2016, "Towards a privacy framework for India in the age of the internet," Working Papers, National Institute of Public Finance and Policy, number 16/179, Nov.

2014

  1. Rashmi Baura & Renuka Sane, 2014, "Repayment in microfinance: The Role of financial literacy and caste," Discussion Papers, Indian Statistical Institute, Delhi, number 14-06, May.
  2. Renuka Sane & Susan Thomas, 2014, "The way forward for India's National Pension System," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2014-022, Jul.
  3. Sang-Wook (Stanley) Cho & Renuka Sane, 2014, "Means-tested Age-Pension and Saving," Discussion Papers, School of Economics, The University of New South Wales, number 2014-03, Jan.

2013

  1. Renuka Sane & Susan Thomas, 2013, "In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System," Working Papers, eSocialSciences, number id:5553, Oct.
  2. Santosh Anagol & Vijaya Marisetty & Renuka Sane & Buvaneshwaran Venugopal, 2013, "Distribution fees and mutual fund flows: Evidence from a natural experiment in the Indian mutual funds market," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-004, Feb.
  3. Monika Halan & Renuka Sane & Susan Thomas, 2013, "Estimating losses to customers on account of mis-selling life insurance policies in India," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-007, Apr.
  4. Renuka Sane & Susan Thomas, 2013, "The real cost of credit constraints: Evidence from micro-finance," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2013-013, Jul.

2012

  1. M. Sahoo & Renuka Sane & Susan Thomas, 2012, "How is financial regulation different for micro-finance?," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2012-005, Jan.
  2. Renuka Sane & Susan Thomas, 2012, "What should regulation do in the field of micro-finance?," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2012-012, Mar.

2011

  1. Sane, Renuka & Shah, Ajay, 2011, "Civil service and military pensions in India," CIS Discussion paper series, Center for Intergenerational Studies, Institute of Economic Research, Hitotsubashi University, number 518, May.
  2. Renuka Sane & Susan Thomas, 2011, "The role of government in India's micro-finance industry," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2011-007, Mar.
  3. Shubho Roy & Renuka Sane & Susan Thomas, 2011, "An Economic policy and legal analysis of the Micro Finance Institutions (Development & Regulation) Bill, 2011," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2011-025, Oct.
  4. M. Sahoo & Renuka Sane, 2011, "A Regulatory approach to financial product advice and distribution," Indira Gandhi Institute of Development Research, Mumbai Working Papers, Indira Gandhi Institute of Development Research, Mumbai, India, number 2011-029, Dec.
  5. Sang-Wook (Stanley) Cho & Renuka Sane, 2011, "Means-Tested Age Pension and Homeownership: Is There a Link?," Discussion Papers, School of Economics, The University of New South Wales, number 2011-02, Jan.

2009

  1. Piggott, John & Sane, Renuka, 2009, "Indexing pensions," The Social Policy and Labor Discussion Paper Series, The World Bank, number 52445, Dec.

Journal articles

2026

  1. Balakina, Olga & Balasubramaniam, Vimal & Dimri, Aditi & Sane, Renuka, 2026, "Unshrouding product-specific attributes through financial education," Journal of Development Economics, Elsevier, volume 178, issue C, DOI: 10.1016/j.jdeveco.2025.103604.

2023

  1. Balasubramaniam, Vimal & Sane, Renuka & Sharma, Srishti, 2023, "Whose financial grievances go unobserved?," Journal of Asian Economics, Elsevier, volume 89, issue C, DOI: 10.1016/j.asieco.2023.101655.
  2. Rashmi Barua & Prarthna Agarwal Goel & Renuka Sane, 2023, "Son preference and crime in India," Review of Economics of the Household, Springer, volume 21, issue 3, pages 1127-1151, September, DOI: 10.1007/s11150-023-09647-9.
  3. Ila Patnaik & Renuka Sane & Ajay Shah & S V Subramanian, 2023, "Distribution of self-reported health in India: The role of income and geography," PLOS ONE, Public Library of Science, volume 18, issue 1, pages 1-18, January, DOI: 10.1371/journal.pone.0279999.
  4. Balasubramaniam Vimal & Gawali Aishwarya & Sane Renuka & Sharma Srishti, 2023, "Consumer Grievance Redress in Indian Insurance Markets," International Review of Financial Consumers, Paradigm, volume 8, issue 1, pages 17-31, DOI: 10.36544/irfc.2023.8-1.2.

2020

  1. Renuka Sane & Susan Thomas, 2020, "From Participation To Repurchase: Low Income Households And Micro‐insurance," Journal of Risk & Insurance, The American Risk and Insurance Association, volume 87, issue 3, pages 783-814, September, DOI: 10.1111/jori.12288.

2019

  1. Sane, Renuka, 2019, "Stock market trading in the aftermath of an accounting scandal," Emerging Markets Review, Elsevier, volume 40, issue C, pages 1-1, DOI: 10.1016/j.ememar.2019.100627.
  2. Pandey, Radhika & Patnaik, Ila & Sane, Renuka, 2019, "Impact of Tax Breaks on Household Financial Saving in India," India Policy Forum, National Council of Applied Economic Research, volume 15, issue 1, pages 1-38.

2017

  1. Sane, Renuka & Halan, Monika, 2017, "Misled and mis-sold: financial misbehaviour in retail banks?," Journal of Comparative Economics, Elsevier, volume 45, issue 3, pages 429-444, DOI: 10.1016/j.jce.2017.06.001.
  2. Santosh Anagol & Vijaya Marisetty & Renuka Sane & Buvaneshwaran Venugopal, 2017, "On the Impact of Regulating Commissions: Evidence from the Indian Mutual Funds Market," The World Bank Economic Review, World Bank, volume 31, issue 1, pages 241-270.

2016

  1. Sane Renuka & Thomas Susan, 2016, "The Real Cost of Credit Constraints: Evidence from Micro-finance," The B.E. Journal of Economic Analysis & Policy, De Gruyter, volume 16, issue 1, pages 151-183, January, DOI: 10.1515/bejeap-2014-0154.

2015

  1. Renuka Sane & Susan Thomas, 2015, "In Search of Inclusion: Informal Sector Participation in a Voluntary, Defined Contribution Pension System," Journal of Development Studies, Taylor & Francis Journals, volume 51, issue 10, pages 1409-1424, October, DOI: 10.1080/00220388.2014.997220.

2014

  1. Monika Halan & Renuka Sane & Susan Thomas, 2014, "The case of the missing billions: estimating losses to customers due to mis-sold life insurance policies," Journal of Economic Policy Reform, Taylor and Francis Journals, volume 17, issue 4, pages 285-302, October, DOI: 10.1080/17487870.2014.971797.

2013

  1. Cho, Sang-Wook (Stanley) & Sane, Renuka, 2013, "Means-Tested Age Pensions And Homeownership: Is There A Link?," Macroeconomic Dynamics, Cambridge University Press, volume 17, issue 6, pages 1281-1310, September.

2012

  1. Piggott John R. & Sane Renuka, 2012, "Demographic Shift and Financial Markets in APEC: New Age Solutions to Age Old Challenges," Asia-Pacific Journal of Risk and Insurance, De Gruyter, volume 6, issue 1, pages 1-28, February, DOI: 10.1515/2153-3792.1053.

2011

  1. Narang Prashant, 2011, "Regulatory Barriers to Litigation in India," Asian Journal of Law and Economics, De Gruyter, volume 2, issue 3, pages 1-16, October, DOI: 10.2202/2154-4611.1042.

2010

  1. Piggott, John & Sane, Renuka, 2010, "Pension Economics. David Blake. Wiley, 2006, ISBN 978-0-470-05844-2, 270 pages. - Pension Finance. David Blake. Wiley, 2006, ISBN 978-0-470-05843-5, 484 pages," Journal of Pension Economics and Finance, Cambridge University Press, volume 9, issue 1, pages 146-148, January.

Chapters

2022

  1. Adam Feibelman & Renuka Sane, 2022, "A Maximalist Approach to Data Under IBC," India Studies in Business and Economics, Springer, in: Susan Thomas, "Insolvency and Bankruptcy Reforms in India", DOI: 10.1007/978-981-16-0854-4_5.
  2. Renuka Sane, 2022, "The Way Forward for Personal Insolvency," India Studies in Business and Economics, Springer, in: Susan Thomas, "Insolvency and Bankruptcy Reforms in India", DOI: 10.1007/978-981-16-0854-4_7.

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