IDEAS home Printed from https://ideas.repec.org/a/spr/italej/v11y2025i2d10.1007_s40797-025-00331-8.html
   My bibliography  Save this article

On Italian Families’ Inability to Meet Expected Expenses: A Possible Measure and Its Determinants

Author

Listed:
  • Francesca Condino

    (University of Calabria)

  • Filippo Domma

    (University of Calabria)

Abstract

An important economic and social issue that has emerged in recent years in the Italian political debate is the difficulty many families face in making ends meet. In this work, we aim to measure Italian households’ inability to cover their expected annual expenses with their disposable income by analysing the probability that these expenses exceed household disposable income. To account for the dependence between income and expenses, we specify the joint distribution using a copula approach. Utilizing data from the Survey on Household Income and Wealth (SHIW) conducted by the Bank of Italy, we introduce regression models to identify the socio-demographic and economic determinants that influence this measure. Our methodology also enables us to identify subgroups within the population that experience varying degrees of difficulty in meeting their expected expenses with disposable income.

Suggested Citation

  • Francesca Condino & Filippo Domma, 2025. "On Italian Families’ Inability to Meet Expected Expenses: A Possible Measure and Its Determinants," Italian Economic Journal: A Continuation of Rivista Italiana degli Economisti and Giornale degli Economisti, Springer;Società Italiana degli Economisti (Italian Economic Association), vol. 11(2), pages 745-772, July.
    • Handle: RePEc:spr:italej:v:11:y:2025:i:2:d:10.1007_s40797-025-00331-8
    DOI: 10.1007/s40797-025-00331-8
    as

    Download full text from publisher

    File URL: http://link.springer.com/10.1007/s40797-025-00331-8
    File Function: Abstract
    Download Restriction: Access to the full text of the articles in this series is restricted.
    File URL: https://libkey.io/10.1007/s40797-025-00331-8?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    More about this item

    Keywords

    Income and expenses; BB7 copula; Reparameterization; Poverty; Fragility; Financial vulnerability; Financial distress;
    All these keywords.

    JEL classification:

    • C18 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods and Methodology: General - - - Methodolical Issues: General
    • C46 - Mathematical and Quantitative Methods - - Econometric and Statistical Methods: Special Topics - - - Specific Distributions
    • D31 - Microeconomics - - Distribution - - - Personal Income and Wealth Distribution
    • D63 - Microeconomics - - Welfare Economics - - - Equity, Justice, Inequality, and Other Normative Criteria and Measurement
    • G51 - Financial Economics - - Household Finance - - - Household Savings, Borrowing, Debt, and Wealth

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:spr:italej:v:11:y:2025:i:2:d:10.1007_s40797-025-00331-8. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Sonal Shukla or Springer Nature Abstracting and Indexing (email available below). General contact details of provider: http://www.springer.com .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.