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Participation in health insurance and changes in the well-being status of co-operative members in Tanzania

Author

Listed:
  • Petro G. Nzowa

    (Moshi Co-operative University (MoCU))

  • Felix A. Nandonde

    (Sokoine University of Agriculture (SUA))

  • Somo M. L. Seimu

    (Moshi Co-operative University (MoCU))

Abstract

This paper analyses the association between participating in health insurance and improvements in the well-being status of co-operative members. It is expected that individuals, co-operative members, in particular, participate in health insurance schemes with expectations of changing and improving various dimensions of well-being. The analyses using partial least squire structural equation modelling (PLS-SEM) revealed that participation in health insurance significantly positively impacts change in the well-being status of co-operative members. Further, confirming the Theory of Dispositional Optimism co-operative members’ expectations mediate the relationship between participation in health insurance and changes in their well-being status. The study also found that expectations levels positively moderate the relationship between health insurance participation and changes in co-operative members’ well-being status. These findings imply that co-operative members with higher positive expectations out of health insurance participation are in an advantageous position to make and allow positive decisions that positively impact their well-being.

Suggested Citation

  • Petro G. Nzowa & Felix A. Nandonde & Somo M. L. Seimu, 2023. "Participation in health insurance and changes in the well-being status of co-operative members in Tanzania," DECISION: Official Journal of the Indian Institute of Management Calcutta, Springer;Indian Institute of Management Calcutta, vol. 50(3), pages 333-347, September.
    • Handle: RePEc:spr:decisn:v:50:y:2023:i:3:d:10.1007_s40622-023-00362-z
    DOI: 10.1007/s40622-023-00362-z
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    More about this item

    Keywords

    Co-operatives; Health insurance; Well-being; PLS-SEM; Expectations; Theory of dispositional optimism;
    All these keywords.

    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • I13 - Health, Education, and Welfare - - Health - - - Health Insurance, Public and Private
    • I31 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - General Welfare, Well-Being
    • Q13 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Markets and Marketing; Cooperatives; Agribusiness

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