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The Impact of Internal Financing Sources and Bank Financing on Information Technology Investment

Author

Listed:
  • Amarjit Gill

    (Edwards School of Business, The University of Saskatchewan, Canada)

  • Harvinder S. Mand

    (University College Dhuri, India)

  • Afshin Amiraslany

    (Edwards School of Business, The University of Saskatchewan, Canada)

  • John D. Obradovich

    (Liberty University, U.S.A.)

Abstract

Studies show that internal financing sources (IFS) and bank financing (BF) motivate firms for investment. In line with previous studies, this study examines the impact of (IFS) and (BF) on information technology (IT) investment, by surveying owners of small business firms in India for data on IFS, BF, and IT investment. According to the findings, IFS and BF increase IT investment, while firm age, firm location, and owner education also enhance IT investment. By demonstrating the impact of IFS and BF on IT investment, this study contributes to the existing literature, offering its findings for investment advisors, the India government, and owners/operators of small business firms.

Suggested Citation

  • Amarjit Gill & Harvinder S. Mand & Afshin Amiraslany & John D. Obradovich, 2019. "The Impact of Internal Financing Sources and Bank Financing on Information Technology Investment," International Journal of Business and Economics, School of Management Development, Feng Chia University, Taichung, Taiwan, vol. 18(1), pages 1-16, June.
    • Handle: RePEc:ijb:journl:v:18:y:2019:i:1:p:1-16
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    information technology investment; internal financing sources; bank financing; small business; India;
    All these keywords.

    JEL classification:

    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • D81 - Microeconomics - - Information, Knowledge, and Uncertainty - - - Criteria for Decision-Making under Risk and Uncertainty
    • G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions

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