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Cooperation for Innovation in Payment Systems: The Case of Mobile Payments

  • Marc BOURREAU

    (Telecom ParisTech, Paris)

  • Marianne VERDIER

    (Université Paris Ouest Nanterre La Défense)

In this paper, we provide a definition of mobile payments and we analyze the markets that could be targeted by mobile payment service providers, both in developed and in developing countries. Focusing on the case of developed countries, we introduce five cooperation models that have emerged or could emerge between banks, mobile network operators, and payment systems, for the development of this payment method.

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File URL: http://repec.idate.fr/RePEc/idt/journl/CS7906/CS79_BOURREAU_VERDIER.pdf
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Article provided by IDATE, Com&Strat dept. in its journal Communications & Strategies.

Volume (Year): 1 (2010)
Issue (Month): 79 (3rd quarter)
Pages: 95-114

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Handle: RePEc:idt:journl:cs7906
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  2. Carlos Arango & Varya Taylor, 2008. "Merchants' Costs of Accepting Means of Payment: Is Cash the Least Costly?," Bank of Canada Review, Bank of Canada, vol. 2008(Winter), pages 17-25.
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  10. World Bank, 2008. "Finance for All? Policies and Pitfalls in Expanding Access," World Bank Publications, The World Bank, number 6905, December.
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  12. Leo van Hove, 2004. "Electronic Purses in Euroland: Why do Penetration and Usage Rates differ?," Chapters in SUERF Studies, SUERF - The European Money and Finance Forum.
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  14. Bryant, John, 1980. "A model of reserves, bank runs, and deposit insurance," Journal of Banking & Finance, Elsevier, vol. 4(4), pages 335-344, December.
  15. Marc Bourreau & Marianne Verdier, 2010. "Cooperation for Innovation in Payment Systems: The Case of Mobile Payments," EconomiX Working Papers 2010-5, University of Paris West - Nanterre la Défense, EconomiX.
  16. Waris, F.S. & Mubarik, F.M. & Pau, L-F., 2006. "Mobile Payments in the Netherlands: Adoption Bottlenecks and Opportunities, or… Throw Out Your Wallets," ERIM Report Series Research in Management ERS-2006-012-LIS, Erasmus Research Institute of Management (ERIM), ERIM is the joint research institute of the Rotterdam School of Management, Erasmus University and the Erasmus School of Economics (ESE) at Erasmus University Rotterdam.
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