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Bank pricing of retail deposit accounts and \"the California rate mystery\"

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  • Jonathan A. Neuberger
  • Gary C. Zimmerman

Abstract

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Suggested Citation

  • Jonathan A. Neuberger & Gary C. Zimmerman, 1990. "Bank pricing of retail deposit accounts and \"the California rate mystery\"," Economic Review, Federal Reserve Bank of San Francisco, issue Spr, pages 3-16.
  • Handle: RePEc:fip:fedfer:y:1990:i:spr:p:3-16
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    File URL: http://www.frbsf.org/publications/economics/review/1990/90-2_3-16.pdf
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    References listed on IDEAS

    as
    1. Smirlock, Michael, 1985. "Evidence on the (Non) Relationship between Concentration and Profitability in Banking," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 17(1), pages 69-83, February.
    2. Berger, Allen N & Hannan, Timothy H, 1989. "The Price-Concentration Relationship in Banking," The Review of Economics and Statistics, MIT Press, vol. 71(2), pages 291-299, May.
    3. Peltzman, Sam, 1977. "The Gains and Losses from Industrial Concentration," Journal of Law and Economics, University of Chicago Press, vol. 20(2), pages 229-263, October.
    4. Michael C. Keeley & Gary C. Zimmerman, 1985. "Determining geographic markets for deposit competition in banking," Economic Review, Federal Reserve Bank of San Francisco, issue Sum, pages 25-45.
    5. Demsetz, Harold, 1973. "Industry Structure, Market Rivalry, and Public Policy," Journal of Law and Economics, University of Chicago Press, vol. 16(1), pages 1-9, April.
    6. David Neumark & Steven A. Sharpe, 1992. "Market Structure and the Nature of Price Rigidity: Evidence from the Market for Consumer Deposits," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 107(2), pages 657-680.
    7. Gilbert, R Alton, 1984. "Bank Market Structure and Competition: A Survey," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 16(4), pages 617-644, November.
    8. Timothy H. Hannan, 1989. "Foundations of the structure-conduct-performance paradigm," Finance and Economics Discussion Series 83, Board of Governors of the Federal Reserve System (U.S.).
    9. Flannery, Mark J, 1982. "Retail Bank Deposits as Quasi-Fixed Factors of Production," American Economic Review, American Economic Association, vol. 72(3), pages 527-536, June.
    10. Jonathan A. Neuberger & Gary C. Zimmerman, 1989. "The California deposit rate mystery," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue jan27.
    11. Stephen A. Rhoades, 1977. "Structure-performance studies in banking: a summary and evaluation," Staff Studies 92, Board of Governors of the Federal Reserve System (U.S.).
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    Citations

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    Cited by:

    1. den Haan, Wouter J. & Ramey, Garey & Watson, Joel, 2003. "Liquidity flows and fragility of business enterprises," Journal of Monetary Economics, Elsevier, vol. 50(6), pages 1215-1241, September.
    2. Ricardo De Bonis & Giuseppe Bruno, 2000. "A Comparative Study Of Alternative Econometric Packages: An Application To Italian Deposit Interest Rates," Computing in Economics and Finance 2000 160, Society for Computational Economics.
    3. Gary C. Zimmerman, 1995. "Implementing the single banking market in Europe," Economic Review, Federal Reserve Bank of San Francisco, pages 35-51.
    4. repec:cdl:ucsdec:99-07r is not listed on IDEAS
    5. Toolsema-Veldman, Linda A. & Schoonbeek, Lambert, 1999. "Bank behavior and the interbank rate in an oligopolistic market," CCSO Working Papers 199909, University of Groningen, CCSO Centre for Economic Research.
    6. Liu, Yong-Chin & Hung, Jung-Hua, 2006. "Services and the long-term profitability in Taiwan's banks," Global Finance Journal, Elsevier, vol. 17(2), pages 177-191, December.
    7. Tomás Gómez Rodríguez & Humberto Ríos Bolívar & Adriana Zambrano Reyes, 2018. "Competencia y estructura de mercado del sector bancario en México," Contaduría y Administración, Accounting and Management, vol. 63(1), pages 3-4, Enero - M.
    8. repec:cdl:ucsdec:99-07 is not listed on IDEAS
    9. Espino, Freddy & Carrera, César, 2006. "Concentración bancaria y margen de las tasas de interés en Perú," Revista Estudios Económicos, Banco Central de Reserva del Perú, issue 13.
    10. Hainz, Christa & Kleimeier, Stefanie, 2012. "Political risk, project finance, and the participation of development banks in syndicated lending," Journal of Financial Intermediation, Elsevier, vol. 21(2), pages 287-314.
    11. Tomás Gómez Rodríguez & Humberto Ríos Bolívar & Adriana Zambrano Reyes, 2018. "Competition and market structure of the banking sector in Mexico," Contaduría y Administración, Accounting and Management, vol. 63(1), pages 5-6, Enero - M.
    12. Elizabeth Laderman & Ronald H. Schmidt & Gary C. Zimmerman, 1991. "Location, branching, and bank portfolio diversification: the case of agricultural lending," Economic Review, Federal Reserve Bank of San Francisco, issue Win, pages 24-38.
    13. Gaspar Núñez Rodríguez, 2018. "Matriz de contabilidad social y análisis de sectores productivos en México," Contaduría y Administración, Accounting and Management, vol. 63(1), pages 7-8, Enero - M.
    14. G. Gülsün Akın & Ahmet Faruk Aysan & Gazi Ishak Kara & Levent Yildiran, 2009. "Non-Price Competition in Credit Card Markets: Evidence from an Emerging Economy," 2009 Meeting Papers 2, Society for Economic Dynamics.
    15. Commendatore, Pasquale & Michetti, Elisabetta & Purificato, Francesco, 2013. "Financial Development and Agglomeration," MPRA Paper 48425, University Library of Munich, Germany.

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