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Concentración bancaria y margen de las tasas de interés en Perú

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  • Espino, Freddy
  • Carrera, César

Abstract

En este trabajo se mide el efecto de la Concentración Bancaria sobre el margen de las tasas de interés en el sistema bancario peruano durante el periodo 1995 - 2004, mediante un modelo de datos de panel lineales no balanceado, considerando los problemas de autocorrelación (Baltagi y Wu 1999), bajo el paradigma Estructura - Conducta - Resultado. Encontramos que existe una relación directa y estadísticamente significativa, no obstante la magnitud del efecto no es considerable. Distinguiendo por tipo de moneda, hallamos que el efecto se mantiene para el caso del margen de las tasas de interés en moneda extranjera, pero no para el caso de moneda nacional, lo cual indicaría que hay mayor competencia en este último caso.

Suggested Citation

  • Espino, Freddy & Carrera, César, 2006. "Concentración bancaria y margen de las tasas de interés en Perú," Revista Estudios Económicos, Banco Central de Reserva del Perú, issue 13.
  • Handle: RePEc:rbp:esteco:ree-13-04
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    File URL: http://www.bcrp.gob.pe/docs/Publicaciones/Revista-Estudios-Economicos/13/Estudios-Economicos-13-4.pdf
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    References listed on IDEAS

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    Cited by:

    1. International Monetary Fund, 2013. "Peru; Selected Issues Paper," IMF Staff Country Reports 13/46, International Monetary Fund.

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