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Location, branching, and bank portfolio diversification: the case of agricultural lending

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  • Elizabeth Laderman
  • Ronald H. Schmidt
  • Gary C. Zimmerman

Abstract

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Suggested Citation

  • Elizabeth Laderman & Ronald H. Schmidt & Gary C. Zimmerman, 1991. "Location, branching, and bank portfolio diversification: the case of agricultural lending," Economic Review, Federal Reserve Bank of San Francisco, issue Win, pages 24-38.
    • Handle: RePEc:fip:fedfer:y:1991:i:win:p:24-38
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    File URL: http://www.frbsf.org/publications/economics/review/1991/91-1_24-38.pdf
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    References listed on IDEAS

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    1. James, Christopher, 1987. "Some evidence on the uniqueness of bank loans," Journal of Financial Economics, Elsevier, vol. 19(2), pages 217-235, December.
    2. Gene D. Sullivan, 1990. "Changes in the agricultural credit delivery system," Economic Review, Federal Reserve Bank of Atlanta, issue Jan, pages 12-33.
    3. Gary C. Zimmerman, 1989. "Agricultural lending in the West," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue dec22.
    4. Michael C. Keeley & Gary C. Zimmerman, 1985. "Determining geographic markets for deposit competition in banking," Economic Review, Federal Reserve Bank of San Francisco, issue Sum, pages 25-45.
    5. Charles W. Calomiris & R. Glenn Hubbard & James H. Stock, 1986. "The Farm Debt Crisis and Public Policy," Brookings Papers on Economic Activity, Economic Studies Program, The Brookings Institution, vol. 17(2), pages 441-486.
    6. Hilary H. Smith, 1987. "Agricultural lending: bank closures and branch banking," Economic and Financial Policy Review, Federal Reserve Bank of Dallas, issue Sep, pages 27-38.
    7. Leland, Hayne E & Pyle, David H, 1977. "Informational Asymmetries, Financial Structure, and Financial Intermediation," Journal of Finance, American Finance Association, vol. 32(2), pages 371-387, May.
    8. Douglas W. Diamond, 1984. "Financial Intermediation and Delegated Monitoring," The Review of Economic Studies, Review of Economic Studies Ltd, vol. 51(3), pages 393-414.
    9. R. Alton Gilbert & Michael T. Belongia, 1988. "The Effects of Affiliation with Large Bank Holding Companies on Commercial Bank Lending to Agriculture," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 70(1), pages 69-78.
    10. William C. Gruben & Jonathan A. Neuberger & Ronald H. Schmidt, 1990. "Imperfect information and the Community Reinvestment Act," Economic Review, Federal Reserve Bank of San Francisco, issue Sum, pages 27-46.
    11. Robert B. Litterman, 1985. "How monetary policy in 1985 affects the outlook," Quarterly Review, Federal Reserve Bank of Minneapolis, vol. 9(Fall).
    12. Fama, Eugene F., 1985. "What's different about banks?," Journal of Monetary Economics, Elsevier, vol. 15(1), pages 29-39, January.
    13. Emanuel Melichar, 1986. "Agricultural banks under stress," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Jul, pages 437-448.
    14. Santomero, Anthony M, 1984. "Modeling the Banking Firm: A Survey," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 16(4), pages 576-602, November.
    15. Jonathan A. Neuberger & Gary C. Zimmerman, 1990. "Bank pricing of retail deposit accounts and \"the California rate mystery\"," Economic Review, Federal Reserve Bank of San Francisco, issue Spr, pages 3-16.
    16. Richard M. Todd, 1985. "Taking stock of the Farm Credit System: riskier for farm borrowers," Quarterly Review, Federal Reserve Bank of Minneapolis, vol. 9(Fall).
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    Citations

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    Cited by:

    1. Hong Liu & Phil Molyneux & John O. S. Wilson, 2013. "Competition And Stability In European Banking: A Regional Analysis," Manchester School, University of Manchester, vol. 81(2), pages 176-201, March.
    2. Chu-Chia S. Lin & Ivan Png, 2003. "Monitoring costs and the mode of international investment," Journal of Economic Geography, Oxford University Press, vol. 3(3), pages 261-274, July.
    3. Collender, Robert N. & Shaffer, Sherrill, 2003. "Local bank office ownership, deposit control, market structure, and economic growth," Journal of Banking & Finance, Elsevier, vol. 27(1), pages 27-57, January.
    4. Timothy J. Yeager, 2002. "The demise of community banks? local economic shocks aren't to blame," Supervisory Policy Analysis Working Papers 2002-03, Federal Reserve Bank of St. Louis.
    5. Timothy J. Yeager, 2002. "Community bank performance in the presence of county economic shocks," Supervisory Policy Analysis Working Papers 2002-11, Federal Reserve Bank of St. Louis.
    6. Kris James Mitchener, 2007. "Are Prudential Supervision and Regulation Pillars of Financial Stability? Evidence from the Great Depression," Journal of Law and Economics, University of Chicago Press, vol. 50(2), pages 273-302.
    7. Mark E. Levonian, 1996. "Explaining differences in farm lending among banks," Economic Review, Federal Reserve Bank of San Francisco, pages 12-22.
    8. Gary C. Zimmerman, 1996. "Factors influencing community bank performance in California," Economic Review, Federal Reserve Bank of San Francisco, pages 26-40.
    9. Yeager, Timothy J., 2004. "The demise of community banks? Local economic shocks are not to blame," Journal of Banking & Finance, Elsevier, vol. 28(9), pages 2135-2153, September.
    10. Andrew P. Meyer & Timothy J. Yeager, 2001. "Are small rural banks vulnerable to local economic downturns?," Review, Federal Reserve Bank of St. Louis, vol. 83(Mar), pages 25-38.
    11. Kris James Mitchener, 2004. "Bank Supervision, Regulation, and Instability During the Great Depression," NBER Working Papers 10475, National Bureau of Economic Research, Inc.
    12. Urooj Khan & N. Bugra Ozel, 2016. "Real Activity Forecasts Using Loan Portfolio Information," Journal of Accounting Research, Wiley Blackwell, vol. 54(3), pages 895-937, June.
    13. Kris James Mitchener, 2006. "Are Prudential Supervision and Regulation Pillars of Financial Stability? Evidence from the Great Depression," NBER Working Papers 12074, National Bureau of Economic Research, Inc.
    14. Frederick T. Furlong, 1992. "Capital regulation and bank lending," Economic Review, Federal Reserve Bank of San Francisco, pages 23-33.

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