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Comparing lending decisions of minority-owned and White-owned banks: Is there discrimination in mortgage lending?

  • Black, Harold A.
  • Robinson, Breck L.
  • Schweitzer, Robert L.
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    File URL: http://www.sciencedirect.com/science/article/B6W61-438BVPK-2/2/52a58b66c35cbae71b85a9b46c987c8f
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    Article provided by Elsevier in its journal Review of Financial Economics.

    Volume (Year): 10 (2001)
    Issue (Month): 1 ()
    Pages: 23-39

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    Handle: RePEc:eee:revfin:v:10:y:2001:i:1:p:23-39
    Contact details of provider: Web page: http://www.elsevier.com/locate/inca/620170

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    1. David Horne, 1997. "Mortgage Lending, Race, and Model Specification," Journal of Financial Services Research, Springer, vol. 11(1), pages 43-68, February.
    2. Lisa Mohanty & Gary Dymski, 1999. "Credit and Banking Structure: Asian and African-American Experience in Los Angeles," American Economic Review, American Economic Association, vol. 89(2), pages 362-366, May.
    3. Yezer, Anthony M J & Phillips, Robert F & Trost, Robert P, 1994. "Bias in Estimates of Discrimination and Default in Mortgage Lending: The Effects of Simultaneity and Self-Selection," The Journal of Real Estate Finance and Economics, Springer, vol. 9(3), pages 197-215, November.
    4. Robert T. Clair, 1988. "The performance of black-owned banks in their primary market areas," Economic and Financial Policy Review, Federal Reserve Bank of Dallas, issue Nov, pages 11-20.
    5. HAROLD Black & M. Collins & Ken Cyree, 1997. "Do Black-Owned Banks Discriminate against Black Borrowers?," Journal of Financial Services Research, Springer, vol. 11(1), pages 189-204, February.
    6. Brimmer, Andrew F, 1971. "The Black Banks: An Assessment of Performance and Prospects," Journal of Finance, American Finance Association, vol. 26(2), pages 379-405, May.
    7. Alicia H. Munnell, 1992. "Mortgage lending in Boston: interpreting HMDA data," Working Papers 92-7, Federal Reserve Bank of Boston.
    8. Dahl, Drew, 1996. "Ownership changes and lending at minority banks: A note," Journal of Banking & Finance, Elsevier, vol. 20(7), pages 1289-1301, August.
    9. Douglas D. Evanoff & Lewis M. Segal, 1996. "CRA and fair lending regulations: resulting trends in mortgage lending," Economic Perspectives, Federal Reserve Bank of Chicago, issue Nov, pages 19-46.
    10. Lawrence, Edward C., 1997. "The viability of minority-owned banks," The Quarterly Review of Economics and Finance, Elsevier, vol. 37(1), pages 1-21.
    11. Lawrence J. Radecki, 1998. "The expanding geographic reach of retail banking markets," Economic Policy Review, Federal Reserve Bank of New York, issue Jun, pages 15-34.
    12. Robert Avery & Patricia Beeson & Paul Calem, 1997. "Using HMDA Data as a Regulatory Screen for Fair Lending Compliance," Journal of Financial Services Research, Springer, vol. 11(1), pages 9-42, February.
    13. Michael C. Keeley & Gary C. Zimmerman, 1985. "Determining geographic markets for deposit competition in banking," Economic Review, Federal Reserve Bank of San Francisco, issue Sum, pages 25-45.
    14. Black, Harold & Schweitzer, Robert L & Mandell, Lewis, 1978. "Discrimination in Mortgage Lending," American Economic Review, American Economic Association, vol. 68(2), pages 186-91, May.
    15. Calomiris, Charles W & Kahn, Charles M & Longhofer, Stanley D, 1994. "Housing-Finance Intervention and Private Incentives: Helping Minorities and the Poor," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 26(3), pages 634-74, August.
    16. Kwast, Myron L. & Black, Harold, 1983. "An analysis of the behavior of mature black-owned commercial banks," Journal of Economics and Business, Elsevier, vol. 35(1), pages 41-54.
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