Anatomy of a fair-lending exam: the uses and limitations of statistics
In this paper, we consider the role of statistical analysis in fair-lending compliance examinations. We present a case study of an actual fair-lending examination of a large mortgage lender, demonstrating how statistical techniques can be a valuable tool in focusing examiner efforts to either uncover illegal discrimination or exonerate an institution so accused.
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|Date of revision:||30 Jul 2000|
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