Deposit structure, market discipline, and ownership type: Evidence from Indonesia
Author
Abstract
Suggested Citation
DOI: 10.1016/j.ecosys.2020.100758
Download full text from publisher
As the access to this document is restricted, you may want to look for a different version below or search for a different version of it.
Other versions of this item:
- Amine Tarazi & Irwan Trinugroho & Putra Pamungkas & Mochammad Doddy Ariefianto, 2020. "Deposit structure, market discipline, and ownership type : Evidence from Indonesia," Post-Print hal-03543738, HAL.
- Irwan Trinugroho & Putra Pamungkas & Mochammad Doddy Ariefianto & Amine Tarazi, 2019. "Deposit Structure, Market Discipline, and Ownership Type: Evidence from Indonesia," Post-Print hal-02132626, HAL.
References listed on IDEAS
- Arnold, Eva A. & Größl, Ingrid & Koziol, Philipp, 2016.
"Market discipline across bank governance models: Empirical evidence from German depositors,"
The Quarterly Review of Economics and Finance, Elsevier, vol. 61(C), pages 126-138.
- Arnold, Eva A. & Größl, Ingrid & Koziol, Philipp, 2015. "Market discipline across bank governance models: Empirical evidence from German depositors," Discussion Papers 13/2015, Deutsche Bundesbank.
- Eva A. Arnold & Ingrid Größl & Philipp Koziol, 2015. "Market Discipline Across Bank Governance Models. Empirical Evidence from German Depositors," Macroeconomics and Finance Series 201502, University of Hamburg, Department of Socioeconomics.
- Trinugroho, Irwan & Agusman, Agusman & Tarazi, Amine, 2014.
"Why have bank interest margins been so high in Indonesia since the 1997/1998 financial crisis?,"
Research in International Business and Finance, Elsevier, vol. 32(C), pages 139-158.
- Irwan Trinugroho & Agusman Agusman & Amine Tarazi, 2012. "Why Have Bank Interest Margins Been so High in Indonesia Since the 1997/1998 Financial Crisis?," Working Papers hal-00916531, HAL.
- Agusman Agusman & Amine Tarazi & Irwan Trinugroho, 2014. "Why Have Bank Interest Margins Been so High in Indonesia Since the 1997/1998 Financial Crisis?," Post-Print hal-01134850, HAL.
- Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2013.
"Market discipline during crisis: Evidence from bank depositors in transition countries,"
Journal of Banking & Finance, Elsevier, vol. 37(12), pages 5436-5451.
- Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozlowski, Lukasz, 2012. "Market Discipline during Crisis: Evidence from Bank Depositors in Transition Countries," Working Papers 12-12, University of Pennsylvania, Wharton School, Weiss Center.
- Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2012. "Market Discipline during Crisis: Evidence from Bank Depositors in Transition Countries," MPRA Paper 43693, University Library of Munich, Germany.
- Hasan, Iftekhar & Jackowicz, Krzysztof & Kowalewski, Oskar & Kozłowski, Łukasz, 2013. "Market discipline during crisis: Evidence from bank depositors in transition countries," BOFIT Discussion Papers 21/2013, Bank of Finland Institute for Emerging Economies (BOFIT).
- Disli, Mustafa & Schoors, Koen & Meir, Jos, 2013.
"Political connections and depositor discipline,"
Journal of Financial Stability, Elsevier, vol. 9(4), pages 804-819.
- M. Disli & K. Schoors & J. Meir, 2012. "Political connections and depositor discipline," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 12/781, Ghent University, Faculty of Economics and Business Administration.
- Disli, Mustafa & Schoors, Koen & Meir, Jos, 2013. "Political connections and depositor discipline," BOFIT Discussion Papers 6/2013, Bank of Finland Institute for Emerging Economies (BOFIT).
- Ikuko Fueda & Masaru Konishi, 2007. "Depositors’ Response to Deposit Insurance Reforms: Evidence from Japan, 1990–2005," Journal of Financial Services Research, Springer;Western Finance Association, vol. 31(2), pages 101-122, June.
- Cubillas, Elena & Fernández, Ana I. & González, Francisco, 2017. "How credible is a too-big-to-fail policy? International evidence from market discipline," Journal of Financial Intermediation, Elsevier, vol. 29(C), pages 46-67.
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2013.
"Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy,"
Working Papers
hal-00916513, HAL.
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2015. "Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy," Post-Print hal-01134833, HAL.
- Park, Sangkyun, 1995. "Market discipline by depositors: Evidence from reduced-form equations," The Quarterly Review of Economics and Finance, Elsevier, vol. 35(35), pages 497-514.
- Bennett, Rosalind L. & Hwa, Vivian & Kwast, Myron L., 2015. "Market discipline by bank creditors during the 2008–2010 crisis," Journal of Financial Stability, Elsevier, vol. 20(C), pages 51-69.
- Allen Berger & Rima Turk-Ariss, 2015. "Do Depositors Discipline Banks and Did Government Actions During the Recent Crisis Reduce this Discipline? An International Perspective," Journal of Financial Services Research, Springer;Western Finance Association, vol. 48(2), pages 103-126, October.
- Asli Demirguk-Kunt & Thorsten Beck & Ouarda Merrouche, 2013. "Islamic Banking versus Conventional Banking: Business model, Efficiency, and Stability," Post-Print hal-01638080, HAL.
- Xiaoqing Maggie Fu & Yongjia Rebecca Lin & Philip Molyneux, 2015.
"Bank Competition and Financial Stability in Asia Pacific,"
Palgrave Macmillan Studies in Banking and Financial Institutions, in: Bank Competition, Efficiency and Liquidity Creation in Asia Pacific, chapter 3, pages 49-71,
Palgrave Macmillan.
- Fu, Xiaoqing (Maggie) & Lin, Yongjia (Rebecca) & Molyneux, Philip, 2014. "Bank competition and financial stability in Asia Pacific," Journal of Banking & Finance, Elsevier, vol. 38(C), pages 64-77.
- Ece Ungan & Selçuk Caner & Süheyla Özyıldırım, 2008. "Depositors’ Assessment of Bank Riskiness in the Russian Federation," Journal of Financial Services Research, Springer;Western Finance Association, vol. 33(2), pages 77-100, April.
- María Soledad Martínez-Peria & Sergio Schmukler, 2002.
"Do Depositors Punish Banks for Bad Behavior? Market Discipline, Deposit Insurance, and Banking Crises,"
Central Banking, Analysis, and Economic Policies Book Series, in: Leonardo Hernández & Klaus Schmidt-Hebbel & Norman Loayza (Series Editor) & Klaus Schmidt-Hebbel (Se (ed.),Banking, Financial Integration, and International Crises, edition 1, volume 3, chapter 5, pages 143-174,
Central Bank of Chile.
- Maria Soledad Martinez Peria & Sergio L. Schmukler, 2001. "Do Depositors Punish Banks for Bad Behavior? Market Discipline, Deposit Insurance, and Banking Crises," Journal of Finance, American Finance Association, vol. 56(3), pages 1029-1051, June.
- Hou, Xiaohui & Gao, Zhixian & Wang, Qing, 2016. "Internet finance development and banking market discipline: Evidence from China," Journal of Financial Stability, Elsevier, vol. 22(C), pages 88-100.
- Eduardo Levy‐Yeyati & María Soledad Martínez Pería & Sergio L. Schmukler, 2010.
"Depositor Behavior under Macroeconomic Risk: Evidence from Bank Runs in Emerging Economies,"
Journal of Money, Credit and Banking, Blackwell Publishing, vol. 42(4), pages 585-614, June.
- Eduardo Levy-Yeyati & Marõa Soledad Martõnez Perõa & Sergio L. Schmukler, 2010. "Depositor Behavior under Macroeconomic Risk: Evidence from Bank Runs in Emerging Economies," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 42(4), pages 585-614, June.
- Andrew Davenport & Kathleen McDill, 2006. "The Depositor Behind the Discipline: A Micro-Level Case Study of Hamilton Bank," Journal of Financial Services Research, Springer;Western Finance Association, vol. 30(1), pages 93-109, August.
- repec:zbw:bofitp:2013_006 is not listed on IDEAS
- Laeven, Luc & Valencia, Fabián, 2012.
"The use of blanket guarantees in banking crises,"
Journal of International Money and Finance, Elsevier, vol. 31(5), pages 1220-1248.
- Mr. Luc Laeven & Mr. Fabian Valencia, 2008. "The Use of Blanket Guarantees in Banking Crises," IMF Working Papers 2008/250, International Monetary Fund.
- Klaus Schaeck & Martin Cihák, 2014. "Competition, Efficiency, and Stability in Banking," Financial Management, Financial Management Association International, vol. 43(1), pages 215-241, March.
- Hadad, Muliaman D. & Agusman, Agusman & Monroe, Gary S. & Gasbarro, Dominic & Zumwalt, James Kenton, 2011. "Market discipline, financial crisis and regulatory changes: Evidence from Indonesian banks," Journal of Banking & Finance, Elsevier, vol. 35(6), pages 1552-1562, June.
- Allen Berger & Robert DeYoung & Mark Flannery & David Lee & Özde Öztekin, 2008.
"How Do Large Banking Organizations Manage Their Capital Ratios?,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 34(2), pages 123-149, December.
- Allen N. Berger & Robert DeYoung & Mark J. Flannery & David Lee & Ozde Oztekin, 2008. "How do large banking organizations manage their capital ratio?," Research Working Paper RWP 08-01, Federal Reserve Bank of Kansas City.
- Shaban, Mohamed & James, Gregory A., 2018. "The effects of ownership change on bank performance and risk exposure: Evidence from indonesia," Journal of Banking & Finance, Elsevier, vol. 88(C), pages 483-497.
- repec:zbw:bofitp:2013_021 is not listed on IDEAS
- Barajas, Adolfo & Catalán, Mario, 2015. "Market discipline and conflicts of interest between banks and pension funds," Journal of Financial Intermediation, Elsevier, vol. 24(3), pages 411-440.
- Beck, Thorsten & Demirgüç-Kunt, Asli & Merrouche, Ouarda, 2013.
"Islamic vs. conventional banking: Business model, efficiency and stability,"
Journal of Banking & Finance, Elsevier, vol. 37(2), pages 433-447.
- Beck, Thorsten & Demirguc-Kunt, Asli & Merrouche, Ouarda, 2010. "Islamic vs. conventional banking : business model, efficiency and stability," Policy Research Working Paper Series 5446, The World Bank.
- Demirguc-Kunt, Asli & Huizinga, Harry, 2004. "Market discipline and deposit insurance," Journal of Monetary Economics, Elsevier, vol. 51(2), pages 375-399, March.
- Keiko Murata & Masahiro Hori, 2006. "Do Small Depositors Exit From Bad Banks? Evidence From Small Financial Institutions In Japan," The Japanese Economic Review, Japanese Economic Association, vol. 57(2), pages 260-278, June.
- Nys, Emmanuelle & Tarazi, Amine & Trinugroho, Irwan, 2015. "Political connections, bank deposits, and formal deposit insurance," Journal of Financial Stability, Elsevier, vol. 19(C), pages 83-104.
Citations
Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
Cited by:
- Zhao, Jing & Gao, Yaqin & Zhao, Lijuan, 2024. "How does deposit insurance affect household's risk sensitivity?Evidence from China," Research in International Business and Finance, Elsevier, vol. 67(PB).
- Rihab Grassa & Nejia Moumen & M. Kabir Hassan & Khaled Hussainey, 2022. "Market discipline and capital buffers in Islamic and conventional banks in the MENA region," Eurasian Economic Review, Springer;Eurasia Business and Economics Society, vol. 12(1), pages 139-167, March.
- Alamsyah, Halim & Ariefianto, Moch. Doddy & Saheruddin, Herman & Wardono, Seto & Trinugroho, Irwan, 2020. "Depositors’ trust: Some empirical evidence from Indonesia," Research in International Business and Finance, Elsevier, vol. 54(C).
- Aldy Fariz Achsanta & Tastaftiyan Risfandy & Putra Pamungkas & Irwan Trinugroho & Herman Saheruddin, 2021. "Related bank deposits: Good or bad for stability?," Eurasian Economic Review, Springer;Eurasia Business and Economics Society, vol. 11(4), pages 735-751, December.
- Tran, Dung Viet & Hussain, Nazim & Nguyen, Duc Khuong & Nguyen, Trung Duc, 2024. "How do depositors respond to banks' discretionary behaviors? Evidence from market discipline, deposit insurance, and scale effects," International Review of Financial Analysis, Elsevier, vol. 93(C).
- Saheruddin, Herman & Soedarmono, Wahyoe, 2022. "Do board size, institutional ownership and external auditors matter to market discipline in Indonesian banking?," The Quarterly Review of Economics and Finance, Elsevier, vol. 86(C), pages 389-395.
Most related items
These are the items that most often cite the same works as this one and are cited by the same works as this one.- Quintero-V, Juan C., 2023. "Deposit insurance and market discipline," Journal of Financial Stability, Elsevier, vol. 64(C).
- Giang Phung & Michael Troege, 2024. "Making depositors greedy and careless: Government safety nets and the degradation of depositor discipline," Economics of Transition and Institutional Change, John Wiley & Sons, vol. 32(3), pages 921-947, July.
- Maria Semenova & Andrey Shapkin, 2019.
"Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits,"
Emerging Markets Finance and Trade, Taylor & Francis Journals, vol. 55(10), pages 2149-2163, August.
- Maria Semenova & Andrey Shapkin, 2016. "Currency Shifts as a Market Discipline Device: The Case of the Russian Market for Personal Deposits," HSE Working papers WP BRP 57/FE/2016, National Research University Higher School of Economics.
- Aldy Fariz Achsanta & Tastaftiyan Risfandy & Putra Pamungkas & Irwan Trinugroho & Herman Saheruddin, 2021. "Related bank deposits: Good or bad for stability?," Eurasian Economic Review, Springer;Eurasia Business and Economics Society, vol. 11(4), pages 735-751, December.
- Nys, Emmanuelle & Tarazi, Amine & Trinugroho, Irwan, 2015. "Political connections, bank deposits, and formal deposit insurance," Journal of Financial Stability, Elsevier, vol. 19(C), pages 83-104.
- Ahmet F. Aysan & Mustafa Disli & Meryem Duygun & Huseyin Ozturk, 2017.
"Islamic Banks, Deposit Insurance Reform, and Market Discipline: Evidence from a Natural Framework,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 51(2), pages 257-282, April.
- Ahmet F. Aysan & Mustafa Disli & Meryem Duygun & Huseyin Ozturk, 2017. "Islamic Banks, Deposit Insurance Reform, And Market Discipline: Evidence From A Natural Framework," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 17/929, Ghent University, Faculty of Economics and Business Administration.
- Ahmet F. Aysan & Mustafa Disli & Huseyin Ozturk & Ibrahim M. Turhan, 2015.
"Are Islamic Banks Subject To Depositor Discipline?,"
The Singapore Economic Review (SER), World Scientific Publishing Co. Pte. Ltd., vol. 60(01), pages 1-16.
- A. F. Aysan & M. Disli & H. Ozturk & I. M. Turhan, 2013. "Are Islamic Banks Subject to Depositor Discipline?," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 13/871, Ghent University, Faculty of Economics and Business Administration.
- Molyneux, Philip & Upreti, Vineet & Zhou, Tim, 2023. "Depositor market discipline: New evidence from selling failed banks," International Review of Financial Analysis, Elsevier, vol. 89(C).
- Kaposty, Florian & Pfingsten, Andreas & Domikowsky, Christian, 2017. "Market Discipline, Deposit Insurance, and Competitive Advantages: Evidence from the Financial Crisis," VfS Annual Conference 2017 (Vienna): Alternative Structures for Money and Banking 168146, Verein für Socialpolitik / German Economic Association.
- Zhao, Jing & Gao, Yaqin & Zhao, Lijuan, 2024. "How does deposit insurance affect household's risk sensitivity?Evidence from China," Research in International Business and Finance, Elsevier, vol. 67(PB).
- Meslier, Céline & Risfandy, Tastaftiyan & Tarazi, Amine, 2017.
"Dual market competition and deposit rate setting in Islamic and conventional banks,"
Economic Modelling, Elsevier, vol. 63(C), pages 318-333.
- Céline Meslier-Crouzille & Tastaftiyan Risfandy & Amine Tarazi, 2016. "Dual Market Competition and Deposit Rate Setting in Islamic and Conventional Banks," Working Papers hal-01360021, HAL.
- Céline Meslier-Crouzille & Tastaftiyan Risfandy & Amine Tarazi, 2017. "Dual Market Competition and Deposit Rate Setting in Islamic and Conventional Banks," Post-Print hal-01471747, HAL.
- Alamsyah, Halim & Ariefianto, Moch. Doddy & Saheruddin, Herman & Wardono, Seto & Trinugroho, Irwan, 2020. "Depositors’ trust: Some empirical evidence from Indonesia," Research in International Business and Finance, Elsevier, vol. 54(C).
- Michael G. Arghyrou & Maria Dolores Gadea, 2019.
"Private bank deposits and macro/fiscal risk in the euro-area,"
CESifo Working Paper Series
7532, CESifo.
- Arghyrou, Michael G & Gadea, Mar a Dolores, 2019. "Private bank deposits and macro/fiscal risk in the euro-area," Cardiff Economics Working Papers E2019/6, Cardiff University, Cardiff Business School, Economics Section.
- Javier Gómez‐Biscarri & Germán López‐Espinosa & Andrés Mesa‐Toro, 2022. "Drivers of depositor discipline in credit unions," Annals of Public and Cooperative Economics, Wiley Blackwell, vol. 93(4), pages 849-885, December.
- Krzysztof Jackowicz & Oskar Kowalewski & Łukasz Kozłowski, 2018.
"Depositors Discipline through Interest Costs during Good and Bad Times: the Role of the Guarantor of Last Resort1,"
Journal of Financial Services Research, Springer;Western Finance Association, vol. 54(2), pages 179-205, October.
- Oskar Kowalewski & Krzysztof Jackowicz & Łukasz Kozłowski, 2018. "Depositor discipline through interest costs during good and bad times : The role of the guarantor of last resort," Post-Print hal-01913992, HAL.
- M. Disli & K. Schoors, 2013. "Bank rebranding and depositor loyalty," Working Papers of Faculty of Economics and Business Administration, Ghent University, Belgium 13/867, Ghent University, Faculty of Economics and Business Administration.
- Chiang, Chia-Chun & Niehaus, Greg, 2024. "Market discipline and policy loans," Journal of Banking & Finance, Elsevier, vol. 159(C).
- Allen N. Berger & Martien Lamers & Raluca A. Roman & Koen Schoors, 2023. "Supply and Demand Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 55(6), pages 1397-1442, September.
- Diepstraten, Maaike & van der Cruijsen, Carin, 2019. "To stay or go? Consumer bank switching behaviour after government interventions," Journal of Banking & Finance, Elsevier, vol. 106(C), pages 16-33.
- repec:zbw:bofitp:2013_006 is not listed on IDEAS
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2013.
"Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy,"
Working Papers
hal-00916513, HAL.
- Emmanuelle Nys & Amine Tarazi & Irwan Trinugroho, 2015. "Political Connections, Bank Deposits, and Formal Deposit Insurance: Evidence from an Emerging Economy," Post-Print hal-01134833, HAL.
More about this item
Keywords
Deposit structure; Market discipline; Banking stability index; Ownership; Indonesia;All these keywords.
Statistics
Access and download statisticsCorrections
All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:eee:ecosys:v:44:y:2020:i:2:s0939362518304692. See general information about how to correct material in RePEc.
If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.
If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .
If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Catherine Liu (email available below). General contact details of provider: https://edirc.repec.org/data/osteide.html .
Please note that corrections may take a couple of weeks to filter through the various RePEc services.