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Does digital inclusive finance increase land rent? Evidence from rural China

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  • Wang, Yuyu
  • Zhao, Zengli
  • Lu, Chen

Abstract

In developing countries, household credit constraints are determining factors affecting the efficient allocation of land resources. Digital financial inclusion is a new type of digital financial business by providing financial services through Internet technology. It broadens the information dissemination channels, provides more nonagricultural employment opportunities, and lowers the household credit constraint. By using data from Chinese farm households, we find that digital inclusive finance affects income of renting out households and expenditure of renting in households through credit mechanisms. Developing digital inclusive finance is a method to promote market-oriented land transfer and the effective utilization of land resources.

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  • Wang, Yuyu & Zhao, Zengli & Lu, Chen, 2024. "Does digital inclusive finance increase land rent? Evidence from rural China," Economic Analysis and Policy, Elsevier, vol. 82(C), pages 1025-1043.
    • Handle: RePEc:eee:ecanpo:v:82:y:2024:i:c:p:1025-1043
    DOI: 10.1016/j.eap.2024.04.032
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    4. Chen, Yiru & Liu, Li & Zheng, Sufang, 2025. "Impact of digital financial inclusion on rural revitalization," Finance Research Letters, Elsevier, vol. 85(PC).
    5. Shen, Qingyuan & Luo, Kang, 2025. "Impact of land transfer on rural energy consumption: Evidence from China family panel studies data," Economic Analysis and Policy, Elsevier, vol. 87(C), pages 728-745.

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