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Going digital: Credit effects of land registry computerization in India

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Listed author(s):
  • Deininger, Klaus
  • Goyal, Aparajita

Abstract

By improving access, without altering the underlying information, computerization of land registration provides a unique case to test for credit supply effects of improved land administration that have often been elusive in the literature. We exploit the variation in the timing of the shift from manual to digital operation of Andhra Pradesh's 387 subregistry offices during the state-wide rollout of this intervention between 1999 and 2005. Administrative data on credit disbursed and registered land transactions from 1995 to 2007 point to significant, though quantitatively modest, increases in credit access in urban but not rural areas. Institutional factors allow us to explain these results.

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File URL: http://www.sciencedirect.com/science/article/pii/S0304387812000181
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Article provided by Elsevier in its journal Journal of Development Economics.

Volume (Year): 99 (2012)
Issue (Month): 2 ()
Pages: 236-243

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Handle: RePEc:eee:deveco:v:99:y:2012:i:2:p:236-243
DOI: 10.1016/j.jdeveco.2012.02.007
Contact details of provider: Web page: http://www.elsevier.com/locate/devec

Keywords: Land registration; Credit; Transactions; Information; Technology; India;

Other versions of this item:

Find related papers by JEL classification:
  • G28 - Financial Economics - - Financial Institutions and Services - - - Government Policy and Regulation
  • Q24 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Renewable Resources and Conservation - - - Land
  • R51 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Finance in Urban and Rural Economies
  • R52 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Regional Government Analysis - - - Land Use and Other Regulations

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Cited by:

  1. Dhaliwal, Iqbal & Hanna, Rema, 2017. "The devil is in the details: The successes and limitations of bureaucratic reform in India," Journal of Development Economics, Elsevier, vol. 124(C), pages 1-21.
  2. Roy, Sanchari, 2015. "Empowering women? Inheritance rights, female education and dowry payments in India," Journal of Development Economics, Elsevier, vol. 114(C), pages 233-251.
  3. Deininger,Klaus W. & Xia,Fang & Savastano,Sara, 2015. "Smallholders? land ownership and access in Sub-Saharan Africa: a new landscape ?," Policy Research Working Paper Series 7285, The World Bank.
  4. Ali, Daniel Ayalew & Deininger, Klaus & Goldstein, Markus, 2014. "Environmental and gender impacts of land tenure regularization in Africa: Pilot evidence from Rwanda," Journal of Development Economics, Elsevier, vol. 110(C), pages 262-275.
  5. Deininger, Klaus & Savastano, Sara & Xia, Fang, 2017. "Smallholders’ land access in Sub-Saharan Africa: A new landscape?," Food Policy, Elsevier, vol. 67(C), pages 78-92.
  6. Deininger, Klaus & Hilhorst, Thea & Songwe, Vera, 2014. "Identifying and addressing land governance constraints to support intensification and land market operation: Evidence from 10 African countries," Food Policy, Elsevier, vol. 48(C), pages 76-87.

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