IDEAS home Printed from https://ideas.repec.org/r/ehl/lserod/102225.html

Moral incentives in credit card debt repayment: evidence from a field experiment

Citations

Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
as


Cited by:

  1. Becker, Sascha O. & Panin, Amma & Pfaff, Steven & Rubin, Jared, 2025. "Religion and Economic Development: Past, Present, and Future," LIDAM Discussion Papers CORE 2025006, Université catholique de Louvain, Center for Operations Research and Econometrics (CORE).
  2. Brown, Martin & Schmitz, Jan & Zehnder, Christian, 2024. "Communication and hidden action: A credit market experiment," Journal of Economic Behavior & Organization, Elsevier, vol. 218(C), pages 423-455.
  3. D’Acunto, Francesco & Ghosh, Pulak & Rossi, Alberto G., 2026. "How costly are cultural biases? Evidence from FinTech," Journal of Financial Economics, Elsevier, vol. 175(C).
  4. Diao, Anqi & Chen, Shou & Huang, Yuxuan, 2026. "Misreporting and risk of loan default: evidence from an online lending platform affiliated with a Rural Commercial Bank in China," Finance Research Letters, Elsevier, vol. 88(C).
  5. Laudenbach, Christine & Siegel, Stephan, 2024. "Personal communication in an automated world: Evidence from loan repayments," SAFE Working Paper Series 428, Leibniz Institute for Financial Research SAFE.
  6. Danila Medvedev & Diag Davenport & Thomas Talhelm & Yin Li, 2024. "The motivating effect of monetary over psychological incentives is stronger in WEIRD cultures," Nature Human Behaviour, Nature, vol. 8(3), pages 456-470, March.
  7. Ahmad, Syedah & Lensink, Robert & Mueller, Annika, 2023. "Uptake, use, and impact of Islamic savings: Evidence from a field experiment in Pakistan1," Journal of Development Economics, Elsevier, vol. 163(C).
  8. Ingar Haaland & Christopher Roth & Johannes Wohlfart, 2023. "Designing Information Provision Experiments," Journal of Economic Literature, American Economic Association, vol. 61(1), pages 3-40, March.
  9. DiGiuseppe, Matthew & Del Ponte, Alessandro, 2023. "Bottom-Up Sovereign Debt Preferences," SocArXiv wxr67, Center for Open Science.
  10. Dimant, Eugen & van Kleef, Gerben A. & Shalvi, Shaul, 2020. "Requiem for a Nudge: Framing effects in nudging honesty," Journal of Economic Behavior & Organization, Elsevier, vol. 172(C), pages 247-266.
  11. Aksoy, Cevat Giray & Dolls, Mathias & Klejdysz, Justyna & Peichl, Andreas & Windsteiger, Lisa, 2025. "Speaking of Debt: Framing, Guilt, and Economic Choices," CEPR Discussion Papers 20588, Centre for Economic Policy Research.
  12. Ben Grodeck & Philipp Schoenegger, 2022. "Demanding the Morally Demanding: Experimental Evidence on the Effects of Moral Arguments and Moral Demandingness on Charitable Giving," Monash Economics Working Papers 2022-03, Monash University, Department of Economics.
  13. Bicchieri, Cristina & Dimant, Eugen & Xiao, Erte, 2021. "Deviant or wrong? The effects of norm information on the efficacy of punishment," Journal of Economic Behavior & Organization, Elsevier, vol. 188(C), pages 209-235.
  14. Khan, Adnan & Nasim, Sanval & Shaukat, Mahvish & Stegmann, Andreas, 2021. "Building trust in the state with information: Evidence from urban Punjab," Journal of Public Economics, Elsevier, vol. 202(C).
  15. Paul-Olivier KLEIN & Rima TURK & Laurent WEILL, 2017. "How Religiosity Shapes Investor Behavior: Sukuk Issuances During Ramadan," Working Papers of LaRGE Research Center 2017-01, Laboratoire de Recherche en Gestion et Economie (LaRGE), Université de Strasbourg.
  16. Kato, Hiroki & Sasaki, Shusaku & Ohtake, Fumio, 2024. "Adding nudge-based reminders to financial incentives for promoting antibody testing and vaccination to prevent the spread of rubella," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 113(C).
  17. Khoo, Shee-Yee & Klein, Paul-Olivier, 2025. "Islamic bonds ratings and the price of risk," Journal of Corporate Finance, Elsevier, vol. 93(C).
  18. Roberto A. Weber & Sili Zhang, 2023. "What Money Can Buy: How Market Exchange Promotes Values," CESifo Working Paper Series 10809, CESifo.
  19. Felix Koelle & Tom Lane & Daniele Nosenzo & Chris Starmer, 2017. "Nudging the electorate: what works and why?," Discussion Papers 2017-16, The Centre for Decision Research and Experimental Economics, School of Economics, University of Nottingham.
  20. Exler, Florian & Tertilt, Michèle, 2020. "Consumer Debt and Default: A Macro Perspective," IZA Discussion Papers 12966, IZA Network @ LISER.
  21. Haiyang Lu & Peng Nie & Alfonso Sousa-Poza, 2021. "The Effect of Parental Educational Expectations on Adolescent Subjective Well-Being and the Moderating Role of Perceived Academic Pressure: Longitudinal Evidence for China," Child Indicators Research, Springer;The International Society of Child Indicators (ISCI), vol. 14(1), pages 117-137, February.
  22. Stefano Fiorin & Joseph Hall & Martin Kanz, 2023. "How do Borrowers Respond to a Debt Moratorium? Experimental Evidence from Consumer Loans in India," Working Papers 691, IGIER (Innocenzo Gasparini Institute for Economic Research), Bocconi University.
  23. Shuguang Jiang & Marie Claire Villeval, 2022. "Dishonesty in Developing Countries -What Can We Learn From Experiments?," Working Papers hal-03899654, HAL.
  24. Bhattacharya, Haimanti & Dugar, Subhasish, 2022. "Business norm versus norm-nudge as a contract-enforcing mechanism: Evidence from a real marketplace," European Economic Review, Elsevier, vol. 144(C).
  25. Klein, Paul-Olivier & Turk, Rima & Weill, Laurent, 2017. "Religiosity vs. well-being effects on investor behavior," Journal of Economic Behavior & Organization, Elsevier, vol. 138(C), pages 50-62.
  26. Le Maux, Benoît & Necker, Sarah, 2023. "Honesty nudges: Effect varies with content but not with timing," Journal of Economic Behavior & Organization, Elsevier, vol. 207(C), pages 433-456.
  27. Jiang, Liang & Li, Liyao & Miao, Ke & Zhang, Yichong, 2025. "Adjustments with many regressors under covariate-adaptive randomizations," Journal of Econometrics, Elsevier, vol. 249(PB).
  28. Campbell, Daniel & Grant, Andrew & Thorp, Susan, 2022. "Reducing credit card delinquency using repayment reminders," Journal of Banking & Finance, Elsevier, vol. 142(C).
  29. Gehrig, Stefan & Mesoudi, Alex & Lamba, Shakti, 2020. "Banking on cooperation: An evolutionary analysis of microfinance loan repayment behaviour," OSF Preprints tmpqj, Center for Open Science.
  30. Martin Brown & Jan Schmitz & Christian Zehnder, 2025. "Moral Constraints, Social Norm Enforcement, and Strategic Default in Weak and Strong Economic Conditions," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 57(2-3), pages 309-348, March.
  31. Eric Bettinger & Nina Cunha & Guilherme Lichand & Ricardo Madeira, 2020. "Are the effects of informational interventions driven by salience?," ECON - Working Papers 350, Department of Economics - University of Zurich, revised May 2021.
  32. Kristina Czura & Anett John & Lisa Spantig, 2026. "Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline," International Economic Review, Department of Economics, University of Pennsylvania and Osaka University Institute of Social and Economic Research Association, vol. 67(3), pages 893-913, August.
  33. Krakowski, Krzysztof & Ronconi, Lucas, 2025. "Compliance and accountability-seeking: Evidence from a field experiment in Argentina," Journal of Development Economics, Elsevier, vol. 175(C).
  34. José Ignacio Rivero Wildemauwe, 2023. "Trade among moral agents with information asymmetries," Thema Working Papers 2023-10, THEMA (Théorie Economique, Modélisation et Applications), CY Cergy-Paris University, ESSEC and CNRS.
  35. Cardenas, Fernando & Cecchi, Francesco & Lopez Rivas, Jose & Seimel, Natália & Uras, Burak, 2026. "Business Training and Loan Repayment: Experimental Evidence from Microfinance," Discussion Paper 2026-008, Tilburg University, Center for Economic Research.
  36. Jasmin Vietz & Ingrid Hoem Sjursen, 2025. "Leveraging Religious Leaders to Increase Voluntary Tax Compliance: Experimental Evidence from Tanzania," ifo Working Paper Series 415, ifo Institute - Leibniz Institute for Economic Research at the University of Munich.
  37. Björn Bos & Moritz A. Drupp & Jasper N. Meya & Martin F. Quaas, 2020. "Moral Suasion and the Private Provision of Public Goods: Evidence from the COVID-19 Pandemic," Environmental & Resource Economics, Springer;European Association of Environmental and Resource Economists, vol. 76(4), pages 1117-1138, August.
  38. Ingela Alger & José Ignacio Rivero-Wildemauwe, 2024. "Doing the right thing (or not) in a lemons-like situation: on the role of social preferences and Kantian moral concerns," Working Papers hal-04578697, HAL.
  39. Dimuthu Ratnadiwakara, 2021. "Collateral Value and Strategic Default: Evidence from Auto Loans," Journal of Financial Services Research, Springer;Western Finance Association, vol. 59(3), pages 209-240, June.
  40. Jos'e Ignacio Rivero-Wildemauwe, 2025. "Trade among moral agents with information asymmetries," Papers 2505.20551, arXiv.org, revised May 2025.
  41. Nie, Peng & Li, Qiaoge & Sousa-Poza, Alfonso, 2022. "Housing Unaffordability and Adolescent Subjective Well-Being in China," IZA Discussion Papers 15305, IZA Network @ LISER.
  42. Jun Goto & Takashi Kurosaki & Yuko Mori, 2022. "Distance to news: how social media information affects bribe-giving in India," The Japanese Economic Review, Springer, vol. 73(1), pages 179-209, January.
  43. Exler, Florian & Tertilt, Michèle, 2020. "Consumer Debt and Default: A Macroeconomic Perspective," CEPR Discussion Papers 14425, Centre for Economic Policy Research.
  44. Roberto Alvarez & Alvaro Miranda & Jaime Ruiz-Tagle, 2023. "Whisper Words of Wisdom: How Financial Counseling can Reduce Delinquency in Consumer Loans," Working Papers wp552, University of Chile, Department of Economics.
  45. Md. Faruk Abdullah & Muhammad Nazmul Hoque & Md. Habibur Rahman & Jamaliah Said, 2022. "Can Islamic Financial Literacy Minimize Bankruptcy Among the Muslims? An Exploratory Study in Malaysia," SAGE Open, , vol. 12(4), pages 21582440221, November.
  46. Huber, Christoph & Kirchler, Michael, 2023. "Experiments in finance: A survey of historical trends," Journal of Behavioral and Experimental Finance, Elsevier, vol. 37(C).
  47. Mulder, Laetitia B. & Lokate, Mariëtte, 2022. "The effect of moral appeals on influenza vaccination uptake and support for a vaccination mandate among health care workers," Social Science & Medicine, Elsevier, vol. 312(C).
  48. D'Acunto, Francesco & Ghosh, Pulak & Jain, Rajiv & Rossi, Alberto G., 2022. "How costly are cultural biases?," LawFin Working Paper Series 34, Goethe University, Center for Advanced Studies on the Foundations of Law and Finance (LawFin).
  49. Grodeck, Ben & Schoenegger, Philipp, 2023. "Demanding the morally demanding: Experimental evidence on the effects of moral arguments and moral demandingness on charitable giving," Journal of Behavioral and Experimental Economics (formerly The Journal of Socio-Economics), Elsevier, vol. 103(C).
  50. Michael D. Grubb & Darragh Kelly & Jeroen Nieboer & Matthew Osborne & Jonathan Shaw, 2025. "Sending Out an SMS: Automatic Enrollment Experiments for Overdraft Alerts," Journal of Finance, American Finance Association, vol. 80(1), pages 467-514, February.
  51. Daniel Ben-David & Ido Mintz & Orly Sade, 2026. "Using AI and Behavioral Finance to Cope with Limited Attention and Reduce Overdraft Fees," Management Science, INFORMS, vol. 72(1), pages 204-222, January.
  52. Omar Al-Ubaydli & Alecia W. Cassidy & Anomitro Chatterjee & Ahmed Khalifa & Michael K. Price, 2023. "The Power to Conserve: A Field Experiment on Electricity Use in Qatar," NBER Working Papers 31931, National Bureau of Economic Research, Inc.
  53. Jiang, Jiajun & Lee, Yi-Tsung & Liu, Yu-Jane & Meng, Juanjuan, 2025. "Inattention and credit card repayment date," Journal of Economic Behavior & Organization, Elsevier, vol. 230(C).
  54. L’Esperance, Madelaine, 2023. "Nudging credit union members to check their credit: Evidence from a field experiment," Journal of Behavioral and Experimental Finance, Elsevier, vol. 37(C).
  55. Daniel Engler & Gunnar Gutsche & Andreas Ziegler, 2025. "Does the willingness to pay for sustainable investments differ between non-incentivized and incentivized choice experiments?," MAGKS Papers on Economics 202515, Philipps-Universität Marburg, Faculty of Business Administration and Economics, Department of Economics (Volkswirtschaftliche Abteilung).
  56. Ziyao Huang & Yutao Yang & Chengcheng Liao & Peiyuan Du, 2022. "How to say? Voice analytics of debt collection strategies," Managerial and Decision Economics, John Wiley & Sons, Ltd., vol. 43(4), pages 1091-1104, June.
  57. Giorgia Barboni & Juan Camilo CÔøΩrdenas & NicolÔøΩs de Roux, 2022. "Behavioral Messages and Debt Repayment," Documentos CEDE 20257, Universidad de los Andes, Facultad de Economía, CEDE.
  58. Atalay, Kadir & Lou, Hanlin & Slonim, Robert, 2026. "Nudging a second after," Journal of Banking & Finance, Elsevier, vol. 182(C).
  59. Delavande, Adeline & Shahab, Areeba & Younas, Javed & Zafar, Basit, 2026. "Improving childhood immunization through maternal support: Evidence from a randomized intervention in Pakistan," Journal of Development Economics, Elsevier, vol. 182(C).
  60. De Mel,Suresh & Mckenzie,David J. & Woodruff,Christopher M., 2019. "Micro-Equity for Microenterprises," Policy Research Working Paper Series 8799, The World Bank.
  61. Bruce Carlin & Arna Olafsson & Michaela Pagel, 2023. "Mobile Apps and Financial Decision Making," Review of Finance, European Finance Association, vol. 27(3), pages 977-996.
  62. repec:osf:socarx:wxr67_v1 is not listed on IDEAS
  63. Saulı̄tis, Andris, 2023. "Nudging debtors with non-performing loans: Evidence from three field experiments," Journal of Behavioral and Experimental Finance, Elsevier, vol. 37(C).
  64. Alger, Ingela & Rivero-Wildemauwe, José Ignacio, 2024. "Does a veil of ignorance trigger the inner Kantian in us?," IAST Working Papers 24-161, Institute for Advanced Study in Toulouse (IAST), revised Nov 2025.
  65. Jason Allen & Michael Boutros & Benedict Guttman-Kenney, 2024. "Credit Card Minimum Payment Restrictions," Staff Working Papers 24-26, Bank of Canada.
  66. Leonardo Bursztyn & Robert Jensen, 2017. "Social Image and Economic Behavior in the Field: Identifying, Understanding, and Shaping Social Pressure," Annual Review of Economics, Annual Reviews, vol. 9(1), pages 131-153, September.
  67. Michel Csillag Finger & Vitor Possebom, 2026. "Beyond Linearity: Semiparametric Solutions to Contamination Bias with Multi-valued Treatments," Papers 2609.20473, arXiv.org.
  68. Difang Huang & Zhengyang Bao, 2020. "Gender Differences in Reaction to Enforcement Mechanisms: A Large-Scale Natural Field Experiment," Monash Economics Working Papers 08-20, Monash University, Department of Economics.
  69. Coby Morvinski & Silvia Saccardo & On Amir, 2023. "Mis-Nudging Morality," Management Science, INFORMS, vol. 69(1), pages 464-474, January.
IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.