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Funding structure, procyclicality and lending: Evidence from GCC banks

  • Ghosh, Saibal

The paper examines whether banks’ funding structure amplifies procyclicality. Using data for GCC banks for the period 1996-2009, the evidence suggests that banks with higher wholesale dependence cut back lending by a greater amount. In addition, the procyclicality of the financial system and the crisis exacerbates the effect, although the results differ across bank ownership

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Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 51225.

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Date of creation: Aug 2013
Date of revision:
Publication status: Published in Review of Middle East Economics and Finance 2.9(2013): pp. 241-270
Handle: RePEc:pra:mprapa:51225
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  1. Berger, Allen N. & Clarke, George R.G. & Cull, Robert & Klapper, Leora & Udell, Gregory F., 2005. "Corporate governance and bank performance: A joint analysis of the static, selection, and dynamic effects of domestic, foreign, and state ownership," Journal of Banking & Finance, Elsevier, vol. 29(8-9), pages 2179-2221, August.
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