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Crop Insurance Program of the Philippine Crop Insurance Corporation: Integrative Report from the Five Case Regions in the Philippines


  • Mina, Christian D.
  • Reyes, Celia M.
  • Agbon, Adrian D.
  • Arboneda, Arkin


Risk is a daily reality especially among agricultural producers in developing countries, thus agricultural insurance is of interest to farmers, policymakers, insurance companies, and development finance institutions. From a survey data of 2,512 farmers, this paper sheds light on the possible factors affecting insurance availment among the farmers in five selected regions in the Philippines. The farmers' reasons for availing of crop include: encouraged by neighbors, friends, relatives and because of the agricultural technicians in the local government unit. Farmers also shared that insurance is a requirement for getting a loan. Among the possible factors for insurance uptake, level of education, farming experience, and membership in farmer organization are significant factors in the availment of crop insurance from the Philippine Crop Insurance Corporation. Increasing coverage rate of crop insurance among farmers remains to be a challenge in a highly subsidized crop insurance program of the Philippines.

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  • Mina, Christian D. & Reyes, Celia M. & Agbon, Adrian D. & Arboneda, Arkin, 2017. "Crop Insurance Program of the Philippine Crop Insurance Corporation: Integrative Report from the Five Case Regions in the Philippines," Discussion Papers DP 2017-39, Philippine Institute for Development Studies.
  • Handle: RePEc:phd:dpaper:dp_2017-39

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    References listed on IDEAS

    1. Israel, Danilo C. & Briones, Roehlano M., 2012. "Impacts of Natural Disasters on Agriculture, Food Security, and Natural Resources and Environment in the Philippines," Discussion Papers DP 2012-36, Philippine Institute for Development Studies.
    2. Domingo, Sonny N. & Reyes, Celia M., 2009. "Crop Insurance: Security for Farmers and Agricultural Stakeholders in the Face of Seasonal Climate Variability," Discussion Papers DP 2009-12, Philippine Institute for Development Studies.
    3. Tabuga, Aubrey D. & Mina, Christian D. & Reyes, Celia M. & Asis, Ronina D. & Datu, Maria Blesila G., 2010. "Chronic and Transient Poverty," Discussion Papers DP 2010-30, Philippine Institute for Development Studies.
    4. Olivier Mahul & Charles J. Stutley, 2010. "Government Support to Agricultural Insurance : Challenges and Options for Developing Countries," World Bank Publications - Books, The World Bank Group, number 2432, December.
    5. Tabuga, Aubrey D. & Reyes, Celia M. & Asis, Ronina D. & Datu, Maria Blesila G., 2012. "Poverty and Agriculture in the Philippines: Trends in Income Poverty and Distribution," Discussion Papers DP 2012-09, Philippine Institute for Development Studies.
    6. Jing Cai, 2016. "The Impact of Insurance Provision on Household Production and Financial Decisions," American Economic Journal: Economic Policy, American Economic Association, vol. 8(2), pages 44-88, May.
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    Philippines; poverty; crop insurance; PCIC; risks and shocks in agriculture; Philippine Crop Insurance Corporation;
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