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Poverty and Access to Microfinance with Gender Dimension


  • Lamberte, Mario B.
  • Manlagnit, Ma. Chelo V.


This paper examines the development of microfinance market from the household perspective as it relates to poverty alleviation. It employs poverty decomposition and dominance analysis. The analysis was divided into four components: comparison between beneficiaries of community-oriented financial institutions (COFIs) and nonbeneficiaries; comparison between male-headed and female-headed households; comparison between male-headed and female-headed beneficiary households; and comparison between male-headed and female-headed nonbeneficiary households. Results show that there is a large disparity in poverty incidence between COFI beneficiaries and nonbeneficiaries while the results on the comparison between male-headed and female-headed households reveal that there is hardly any difference between these two groups. Among COFI beneficiaries, female-headed households appear to be poorer than male-headed households while among nonbeneficiaries, male-headed households appear to be poorer than female-headed households.

Suggested Citation

  • Lamberte, Mario B. & Manlagnit, Ma. Chelo V., 2003. "Poverty and Access to Microfinance with Gender Dimension," Discussion Papers DP 2003-07, Philippine Institute for Development Studies.
  • Handle: RePEc:phd:dpaper:dp_2003-07

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    References listed on IDEAS

    1. Rola-Rubzen, Maria Fay & Hardaker, J. Brian, 1999. "Impact of Labour Market Policies on Farm Households in the Philippines," 1999 Conference (43th), January 20-22, 1999, Christchurch, New Zealand 123829, Australian Agricultural and Resource Economics Society.
    2. Ravallion, M., 1992. "Poverty Comparisons - A Guide to Concepts and Methods," Papers 88, World Bank - Living Standards Measurement.
    3. Orbeta, Aniceto Jr. C., 2002. "Education, Labor Market, and Development: A Review of the Trends and Issues in the Philippines for the Past 25 Years," Discussion Papers DP 2002-19, Philippine Institute for Development Studies.
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    Cited by:

    1. Yaya Koloma & Zaka Ratsimalahelo, 2015. "Jeunes, accès au microcrédit et performance des microentreprises: une évidence au Mali," Working Papers hal-01377920, HAL.
    2. Manlagnit, Ma. Chelo V., 2004. "Extent of Asset Accumulation of the Households," Discussion Papers DP 2004-04, Philippine Institute for Development Studies.

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    microfinance; gender; poverty measures;


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