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Jeunes, Acces Au Microcredit Et Performance Des Microentreprises : Une Evidence Au Mali

Author

Listed:
  • Yaya KOLOMA

    (École Supérieure d'Agro-développement International : ISTOM)

  • Zaka RATSIMALAHELO

    (Université de Bourgogne Franche-Comté, CRESE)

Abstract

This paper focuses on the link between young people's access to microcredit and performance of their business by asking whether the performance of their microenterprise can be explained by access or lack of access to microcredit. Using the survey data conducted by INSTAT and ODHD Mali among the recipients of microfinance services in 2007-2008, we, firstly, give a descriptive approach to analyze micro financing conditions and performance indicators. The propensity score matching is then used to estimate both the determinants of access to credit and the effects of access on the performance of micro-enterprises.

Suggested Citation

  • Yaya KOLOMA & Zaka RATSIMALAHELO, 2015. "Jeunes, Acces Au Microcredit Et Performance Des Microentreprises : Une Evidence Au Mali," Working Papers 2015-15, CRESE.
    • Handle: RePEc:crb:wpaper:2015-15
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    References listed on IDEAS

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    1. J. Copestake & P. Dawson & J.-P. Fanning & A. McKay & K. Wright-Revolledo, 2005. "Monitoring the Diversity of the Poverty Outreach and Impact of Microfinance: A Comparison of Methods Using Data from Peru," Development Policy Review, Overseas Development Institute, vol. 23(6), pages 703-723, November.
    2. Dean Karlan & Jonathan Zinman, 2010. "Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts," Review of Financial Studies, Society for Financial Studies, vol. 23(1), pages 433-464, January.
    3. Beck, Thorsten & Lu, Liping & Yang, Rudai, 2015. "Finance and Growth for Microenterprises: Evidence from Rural China," World Development, Elsevier, vol. 67(C), pages 38-56.
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    5. Suresh de Mel & David McKenzie & Christopher Woodruff, 2009. "Returns to Capital in Microenterprises: Evidence from a Field Experiment," The Quarterly Journal of Economics, President and Fellows of Harvard College, vol. 124(1), pages 423-423.
    6. Asadul Islam, 2011. "Medium- and Long-Term Participation in Microcredit: An Evaluation Using a New Panel Dataset from Bangladesh," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 93(3), pages 843-862.
    7. A. Smith, Jeffrey & E. Todd, Petra, 2005. "Does matching overcome LaLonde's critique of nonexperimental estimators?," Journal of Econometrics, Elsevier, vol. 125(1-2), pages 305-353.
    8. Sefa K. Awaworyi, 2014. "The Impact of Microfinance Interventions: A Meta-analysis," Monash Economics Working Papers 03-14, Monash University, Department of Economics.
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    11. Mahmudul Alam & Rafiqul Islam Molla, 2012. "Limitations Of Microcredit For Promoting Microenterprises In Bangladesh," Economic Annals, Faculty of Economics and Business, University of Belgrade, vol. 57(192), pages 41-54, January –.
    12. Suresh de Mel & David McKenzie & Christopher Woodruff, 2009. "Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns," American Economic Journal: Applied Economics, American Economic Association, vol. 1(3), pages 1-32, July.
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    16. Katsushi Imai & Thankom Arun, 2008. "Does Microfinance Reduce Poverty in India?," Economics Discussion Paper Series 0814, Economics, The University of Manchester.
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    Cited by:

    1. Yaya Koloma, 2021. "Financial inclusion and entrepreneurship willingness of youth: Evidence from Mali," African Development Review, African Development Bank, vol. 33(2), pages 263-275, June.

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    More about this item

    Keywords

    Young people; Microcredit; Microenterprises; Efficiency; Mali;
    All these keywords.

    JEL classification:

    • I3 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • C2 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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