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Impact of competition on microfinance beneficiaries: evidence from India

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  • Guha, Samapti

Abstract

India has been implementing Microfinance programmes for the last three decades. The journey from Micro-Credit to Microfinance has been long. Presently formal financial institutions and government and non-government agencies are implementing microfinance programmes all over the country. However, it is found that there is no synergy among these organisations. They are not sharing information about their clientele among themselves. This paper makes an attempt to analyse the impact of an increase in competition among microfinance institutions on the decision of delaying the repayment by their clients.

Suggested Citation

  • Guha, Samapti, 2007. "Impact of competition on microfinance beneficiaries: evidence from India," LSE Research Online Documents on Economics 25188, London School of Economics and Political Science, LSE Library.
    • Handle: RePEc:ehl:lserod:25188
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    File URL: http://eprints.lse.ac.uk/25188/
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    References listed on IDEAS

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    1. Vogelgesang, Ulrike, 2003. "Microfinance in Times of Crisis: The Effects of Competition, Rising Indebtedness, and Economic Crisis on Repayment Behavior," World Development, Elsevier, vol. 31(12), pages 2085-2114, December.
    2. Handa, Sudhanshu & Kirton, Claremont, 1999. "The economics of rotating savings and credit associations: evidence from the Jamaican 'Partner'," Journal of Development Economics, Elsevier, vol. 60(1), pages 173-194, October.
    3. Alexander Tedeschi, Gwendolyn, 2006. "Here today, gone tomorrow: Can dynamic incentives make microfinance more flexible?," Journal of Development Economics, Elsevier, vol. 80(1), pages 84-105, June.
    4. Stiglitz, Joseph E, 1990. "Peer Monitoring and Credit Markets," The World Bank Economic Review, World Bank, vol. 4(3), pages 351-366, September.
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    Cited by:

    1. Hailu Abebe Wondirad, 2020. "Competition and microfinance institutions’ performance: evidence from India," International Journal of Corporate Social Responsibility, Springer, vol. 5(1), pages 1-19, December.

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    More about this item

    JEL classification:

    • L81 - Industrial Organization - - Industry Studies: Services - - - Retail and Wholesale Trade; e-Commerce
    • F3 - International Economics - - International Finance
    • G3 - Financial Economics - - Corporate Finance and Governance

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