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Aditi Routh

Personal Details

First Name:Aditi
Middle Name:
Last Name:Routh
Suffix:
RePEc Short-ID:pro1343
[This author has chosen not to make the email address public]

Affiliation

Federal Reserve Bank of Kansas City

Kansas City, Missouri (United States)
http://www.kansascityfed.org/
RePEc:edi:frbkcus (more details at EDIRC)

Research output

as
Jump to: Working papers Articles

Working papers

  1. Aditi Routh & Carly Urban, 2025. "The Complementary Effects of Financial Education and Payday Lending Regulations on Financial Inclusion," Research Working Paper RWP 25-14, Federal Reserve Bank of Kansas City, revised 19 Nov 2025.
  2. Fumiko Hayashi & Aditi Routh, 2024. "Financial Literacy, Risk Tolerance, and Cryptocurrency Ownership in the United States," Research Working Paper RWP 24-03, Federal Reserve Bank of Kansas City.
  3. Fumiko Hayashi & Aditi Routh & Ying Lei Toh, 2023. "Which Types of Unbanked Households Are More (or Less) Likely to Open a Bank Account?," Research Working Paper RWP 23-08, Federal Reserve Bank of Kansas City.

Articles

  1. Fumiko Hayashi & Aditi Routh, 2025. "U.S. Consumers’ Use of Cryptocurrency for Payments," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, May.
  2. Fumiko Hayashi & Aditi Routh, 2025. "Financial Constraints Among Buy Now, Pay Later Users," Economic Review, Federal Reserve Bank of Kansas City, pages 1-18, May.
  3. Hayashi, Fumiko & Routh, Aditi, 2025. "Financial literacy, risk tolerance, and cryptocurrency ownership in the United States," Journal of Behavioral and Experimental Finance, Elsevier, vol. 46(C).
  4. Aditi Routh & Ying Lei Toh, 2025. "How Do Consumers’ Fraud Experiences Vary with Their Financial Vulnerability?," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-7, October.
  5. Hayashi, Fumiko & Routh, Aditi & Toh, Ying Lei, 2024. "Heterogeneous unbanked households: Which types of households are more (or less) likely to open a bank account?," Journal of Economics and Business, Elsevier, vol. 129(C).
  6. Aditi Routh, 2024. "The Role of Nonbanks and Fintechs in Boosting India’s UPI Person-to-Merchant Transactions," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, August.
  7. John Grable & Eun Jin Kwak & Martha Fulk & Aditi Routh, 2022. "A Simplified Measure of Investor Risk Aversion," Journal of Interdisciplinary Economics, , vol. 34(1), pages 7-34, January.

Citations

Many of the citations below have been collected in an experimental project, CitEc, where a more detailed citation analysis can be found. These are citations from works listed in RePEc that could be analyzed mechanically. So far, only a minority of all works could be analyzed. See under "Corrections" how you can help improve the citation analysis.

Working papers

  1. Fumiko Hayashi & Aditi Routh, 2024. "Financial Literacy, Risk Tolerance, and Cryptocurrency Ownership in the United States," Research Working Paper RWP 24-03, Federal Reserve Bank of Kansas City.

    Cited by:

    1. Shakir Ullah, 2025. "Intention to Use Cryptocurrencies for Business Transactions: The Case of North Carolina," JRFM, MDPI, vol. 18(2), pages 1-21, January.
    2. Ylva Baeckström & Akanksha Jalan & Roman Matkovskyy & Julia Roloff, 2026. "The Influence of Ethical, Sustainable, and Environmental Beliefs on Individual Cryptocurrency Participation in Denmark, Finland, and Sweden," Journal of Business Ethics, Springer, vol. 204(4), pages 981-1007, April.
    3. Baeckström, Ylva & Jalan, Akanksha & Matkovskyy, Roman, 2024. "The role of promotion versus prevention-orientation to predict individual cryptocurrency participation," Finance Research Letters, Elsevier, vol. 67(PA).
    4. Jia Qi & Yu Zhang & Congrong Ouyang, 2025. "Cryptocurrency Investments: The Role of Advisory Sources, Investor Confidence, and Risk Perception in Shaping Behaviors and Intentions," JRFM, MDPI, vol. 18(2), pages 1-19, January.
    5. Shirin Hasavari & Mahed Maddah & Pouyan Esmaeilzadeh, 2025. "Government Oversight and Institutional Influence: Exploring the Dynamics of Individual Adoption of Spot Bitcoin ETPs," JRFM, MDPI, vol. 18(4), pages 1-25, March.

Articles

  1. Fumiko Hayashi & Aditi Routh, 2025. "U.S. Consumers’ Use of Cryptocurrency for Payments," Payments System Research Briefing, Federal Reserve Bank of Kansas City, pages 1-6, May.

    Cited by:

    1. Zamora-Pérez, Alejandro, 2026. "Who owns crypto in the euro area? Drivers of crypto adoption, payment use, and its interaction with fiat cash," Working Paper Series 3215, European Central Bank.

  2. Fumiko Hayashi & Aditi Routh, 2025. "Financial Constraints Among Buy Now, Pay Later Users," Economic Review, Federal Reserve Bank of Kansas City, pages 1-18, May.

    Cited by:

    1. Donou-Adonsou, Ficawoyi & Leslie-Piper, Neleen, 2025. "BNPL and financial fragility in U.S. households," Finance Research Letters, Elsevier, vol. 86(PA).

  3. Hayashi, Fumiko & Routh, Aditi, 2025. "Financial literacy, risk tolerance, and cryptocurrency ownership in the United States," Journal of Behavioral and Experimental Finance, Elsevier, vol. 46(C).
    See citations under working paper version above.
  4. Hayashi, Fumiko & Routh, Aditi & Toh, Ying Lei, 2024. "Heterogeneous unbanked households: Which types of households are more (or less) likely to open a bank account?," Journal of Economics and Business, Elsevier, vol. 129(C).

    Cited by:

    1. Elena Falcettoni & Vegard Nygaard, 2025. "Refining the Definition of the Unbanked," Finance and Economics Discussion Series 2025-033, Board of Governors of the Federal Reserve System (U.S.).

More information

Research fields, statistics, top rankings, if available.

Statistics

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Co-authorship network on CollEc

NEP Fields

NEP is an announcement service for new working papers, with a weekly report in each of many fields. This author has had 3 papers announced in NEP. These are the fields, ordered by number of announcements, along with their dates. If the author is listed in the directory of specialists for this field, a link is also provided.
  1. NEP-FLE: Financial Literacy and Education (3) 2023-11-20 2024-05-06 2025-10-27. Author is listed
  2. NEP-PAY: Payment Systems and Financial Technology (3) 2023-11-20 2024-05-06 2025-10-27. Author is listed
  3. NEP-BAN: Banking (1) 2024-05-06. Author is listed
  4. NEP-FDG: Financial Development and Growth (1) 2024-05-06. Author is listed
  5. NEP-MON: Monetary Economics (1) 2024-05-06. Author is listed

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