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Current Challenges In Rural Finance

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  • Otilia MANTA

    (Ph.D. Student, The School of Advanced Studies of the Romanian Academy, Department of Economics, Sociology and Law)

Abstract

From assessing the financing classical rural and evaluating the current situation of financing the rural world, we can say that in introducing and witnessing the intervention of certain persons to the goal of fateful building a facility for microfinance mechanism to facilitate sustainable access of rural entrepreneurs to sources of funding in a systematic and comprehensive manner, and that leads us to the development of perspective microfinance in rural areas. Microfinance solutions for small entrepreneurs (SMEs and microenterprises) in rural areas and outskirts of small towns, must be accompanied by an integrated package of support services microfinance (financial counseling, consulting and design services, care management throughout each project developed and co-financed from European funds, special assistance value chain, etc.) is a first process of the whole mechanism microfinance locally. Through this paper we try, besides a brief assessment of past rural credit, to bring to the fore the current mechanisms microfinance tailored to the current phenomenon of accelerated growth relative and absolute poverty agradului the countryside. Romania currently has over 2.5 million subsistence farms (rural households) and financialy excluded 5.5 million (the majority share of rural areas)

Suggested Citation

  • Otilia MANTA, 2016. "Current Challenges In Rural Finance," THE YEARBOOK OF THE "GH. ZANE" INSTITUTE OF ECONOMIC RESEARCHES, Gheorghe Zane Institute for Economic and Social Research ( from THE ROMANIAN ACADEMY, JASSY BRANCH), vol. 25(1), pages 85-96.
    • Handle: RePEc:zan:ygzier:v:25:y:2016:i:1:p:85-96
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