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Health Insurance Availability And Entrepreneurship

Author

Listed:
  • RAJ AGGARWAL

    (College of Business Administration, University of Akron, Akron, OH 44325, USA)

  • KRISZTINA 'Z' HOLLY

    (World Economic Forum Global Agenda, Council for Fostering Entrepreneurship Advisor, US National Advisory Council for Innovation and Entrepreneurship, Los Angeles, CA, USA)

  • VIVEK WADHWA

    (Arthur & Toni Rock Center for Corporate Governance, Stanford University, CA, USA)

Abstract

Unlike prior studies of the impact of health insurance on entrepreneurship, this paper uses primary data from a representative recent survey of entrepreneurs. First, we report the characteristics and socio-economic backgrounds of entrepreneurs. Second, we document that the lack of health insurance has a significant inhibiting impact on entrepreneurs. This paper also documents that the importance of health insurance availability increases for entrepreneurs who are self-funded, married, have children, are from less privileged backgrounds and are in advanced stages of their lives as indicated by having advanced degrees or long work experience when they become entrepreneurs. These results should be of much interest to scholars, managers and policymakers.

Suggested Citation

  • Raj Aggarwal & Krisztina 'Z' Holly & Vivek Wadhwa, 2013. "Health Insurance Availability And Entrepreneurship," Journal of Developmental Entrepreneurship (JDE), World Scientific Publishing Co. Pte. Ltd., vol. 18(04), pages 1-21.
    • Handle: RePEc:wsi:jdexxx:v:18:y:2013:i:04:n:s1084946713500258
    DOI: 10.1142/S1084946713500258
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    References listed on IDEAS

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    1. Baumol William J. & Litan Robert E & Schramm Carl J, 2007. "Sustaining Entrepreneurial Capitalism," Capitalism and Society, De Gruyter, vol. 2(2), pages 1-38, November.
    2. David B. Audretsch & Oliver Falck & Stephan Heblich & Adam Lederer (ed.), 2011. "Handbook of Research on Innovation and Entrepreneurship," Books, Edward Elgar Publishing, number 13275.
    3. Gary S. Becker, 1964. "Human Capital: A Theoretical and Empirical Analysis with Special Reference to Education, First Edition," NBER Books, National Bureau of Economic Research, Inc, number beck-5, May.
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    Cited by:

    1. Hossain, Md. Mobarak, 2021. "Relationship Between Health Insurance and Self-employment: A Systematic Review," MPRA Paper 105634, University Library of Munich, Germany.
    2. Kwapisz, Agnieszka, 2020. "Health insurance coverage and sources of advice in entrepreneurship: Gender differences," Journal of Business Venturing Insights, Elsevier, vol. 14(C).
    3. Liu, Chen & Yang, Wei, 2023. "Does social insurance stimulate business creation? Evidence from China," Pacific-Basin Finance Journal, Elsevier, vol. 79(C).

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