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Wider impacts of microfinance institutions: issues and concepts

  • Sajjad Zohir

    (Bangladesh Institute of Development Studies, Bangladesh)

  • Imran Matin

    (BRAC, Bangladesh)

Registered author(s):

    The paper distinguishes between a 'wider' definition of wider impacts (which takes into account feedbacks from impacts to institutional performance) and a 'narrower' definition, which does not. In respect of both definitions, the paper sets out a typology of the effects which need to be measured (cultural, economic, social and political) and of the levels at which each of these impacts needs to be assessed (local, regional and national). The purpose is not to set out a blueprint for specific studies but rather to offer a framework which may be useful for guiding the methodology of such studies. Copyright © 2004 John Wiley & Sons, Ltd.

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    File URL: http://hdl.handle.net/10.1002/jid.1080
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    Article provided by John Wiley & Sons, Ltd. in its journal Journal of International Development.

    Volume (Year): 16 (2004)
    Issue (Month): 3 ()
    Pages: 301-330

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    Handle: RePEc:wly:jintdv:v:16:y:2004:i:3:p:301-330
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    1. Stiglitz, Joseph E, 1990. "Peer Monitoring and Credit Markets," World Bank Economic Review, World Bank Group, vol. 4(3), pages 351-66, September.
    2. Seibel, Hans Dieter & Llanto, Gilbert & Quiñones, Benjamin, 2000. "How Values Create Value: Social Capital in Microfinance - The Case of the Philippines," Working Papers 2000,2, University of Cologne, Development Research Center.
    3. Jonathan Morduch, 1995. "Income Smoothing and Consumption Smoothing," Harvard Institute of Economic Research Working Papers 1727, Harvard - Institute of Economic Research.
    4. Pitt, M.M. & Khandker, S.R., 1996. "Household and Intrahousehold Impact of the Grameen Bank and Similar Targeted Credit Programs in Bangladesh," World Bank - Discussion Papers 320, World Bank.
    5. Priya Nanda, 1999. "Women's participation in rural credit programmes in Bangladesh and their demand for formal health care: is there a positive impact? 1," Health Economics, John Wiley & Sons, Ltd., vol. 8(5), pages 415-428.
    6. Jain, Sanjay & Mansuri, Ghazala, 2003. "A little at a time: the use of regularly scheduled repayments in microfinance programs," Journal of Development Economics, Elsevier, vol. 72(1), pages 253-279, October.
    7. Lapenu, Cécile & Zeller, Manfred, 2001. "Distribution, growth, and performance of microfinance institutions in Africa, Asia, and Latin America," FCND discussion papers 114, International Food Policy Research Institute (IFPRI).
    8. Bhaduri, Amit, 1977. "On the Formation of Usurious Interest Rates in Backward Agriculture," Cambridge Journal of Economics, Oxford University Press, vol. 1(4), pages 341-52, December.
    9. Jain, Pankaj S., 1996. "Managing credit for the rural poor: Lessons from the Grameen Bank," World Development, Elsevier, vol. 24(1), pages 79-89, January.
    10. Hashemi, Syed M. & Schuler, Sidney Ruth & Riley, Ann P., 1996. "Rural credit programs and women's empowerment in Bangladesh," World Development, Elsevier, vol. 24(4), pages 635-653, April.
    11. Morduch, Jonathan, 1999. "Between the State and the Market: Can Informal Insurance Patch the Safety Net?," World Bank Research Observer, World Bank Group, vol. 14(2), pages 187-207, August.
    12. Bennett, L. & Goldberg, M., 1993. "Providing Enterprise Development and Financial Services to Women, A Decade of Bank Experience in Asia," Papers 236, World Bank - Technical Papers.
    13. McGregor, J. Allister & Mosley, Paul & Johnson, Susan & Simanowitz, Anton, 2000. "How Can Impact Assessment Take Into Account Wider Social and Economic Impacts?," Working Papers 23747, University of Sussex, Imp-Act: Improving the Impact of Microfinance on Poverty: Action Research Program.
    14. Jonathan Morduch, 1998. "Does Microfinance Really Help the Poor? New Evidence from Flagship Programs in Bangladesh," Working Papers 198, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies..
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