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Raqamli Bank Xizmatlari Orqali Moliyaviy Inklyuzivlikni Kengaytirish

Author

Listed:
  • Mushtariybegim Azlarova

Abstract

Ushbu maqolada raqamli bank xizmatlari orqali moliyaviy inklyuzivlikni kengaytirish masalalari ilmiy jihatdantahlil etilgan. Raqamli texnologiyalar, jumladan mobil banking, internet-banking, elektron to‘lov tizimlari hamda fintechyechimlari moliyaviy xizmatlardan yetarli darajada foydalanmayotgan aholi qatlamlari uchun ushbu xizmatlarga kirishimkonini kengaytiruvchi muhim vosita sifatida baholangan. Maqolada O‘zbekiston misolida raqamli bank xizmatlariningjoriy holati, ularni kengaytirishga to‘sqinlik qilayotgan omillar hamda rivojlangan mamlakatlar tajribasi tahlil qilingan.Tadqiqot natijalari asosida raqamli moliyaviy inklyuzivlikni kuchaytirishga qaratilgan strategik tavsiyalar ishlab chiqilgan.Maqolaning ilmiy yangiligi shundaki, unda raqamli kanallar orqali moliyaviy qamrovni kengaytirish muammolari O‘zbekistonsharoitiga moslashtirilgan kompleks yondashuv asosida ko‘rib chiqilgan

Suggested Citation

  • Mushtariybegim Azlarova, 2026. "Raqamli Bank Xizmatlari Orqali Moliyaviy Inklyuzivlikni Kengaytirish," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(3), March.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:3:id:9560
    DOI: 10.5281/zenodo.19052424
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