IDEAS home Printed from https://ideas.repec.org/a/mth/ijld88/v2y2012i3p123-138.html
   My bibliography  Save this article

Role of Islamic Banking in Agriculture Development in Bahawalpur, Pakistan

Author

Listed:
  • Muhammad Taimoor Hassan
  • M. Atif Sattar
  • M. Adnan Tousif
  • Nukhba Nasir
  • Mehwish Sadiq
  • Malka Yasmeen

Abstract

Purpose - The basic purpose of this research paper conducted is to report the findings of this experimental study conducted in Bahawalpur region, about the role of Islamic banking in agriculture sector from the users and non-users (users of conventional banking) of Islamic banking. Design/methodology/approach - This descriptive and qualitative research is conducted and focuses on two main groups of banking customer¡¯s users and non users of Islamic banking and also informal interview with managers of some banks. A survey questionnaire was developed that subsequently get response from 120 respondents. Hypothesis analysis is the main tool of analysis in which mean, standard deviation; variance and chi-square tests are applied using SPSS 16.0. Findings - After the through study of body of knowledge we find that there is significant relationship between Islamic banking and agriculture sector. Islamic banking is providing easy terms of financing like Ijarah, Diminishing musharaka, Murabaha, salam and bai salam and similarly providing different types of working capital like Murabaha, Musawamah, Salam, Muzara¡¯a. These terms of financing increase the asset ownership, yield and income of farmers. Islamic banking is not providing any financing for irrigation system and farmers are facing problem of credit standing and problem of collateral. Practical Limitations/Implication ¨C Most of the concerned articles are taken from the Pakistan, Malaysia, etc. there was limited time for conducting research and receiving response from respondents. The sample size is of small size subsequently of 120 respondents and applicable to Bahawalpur region.? As this result is implemented to Bahawalpur region only so therefore pilot study to whole Pakistan is suggested. Originality/Value -The aim of this paper is to provide and make attention toward of role of Islamic banking the Bahawalpur region of southern Punjab, Pakistan as the previous studies were country wide. This paper will help to conduct same type of researches in other regions of Pakistan. Keywords - Role of Islamic banking, Agriculture sectors.

Suggested Citation

  • Muhammad Taimoor Hassan & M. Atif Sattar & M. Adnan Tousif & Nukhba Nasir & Mehwish Sadiq & Malka Yasmeen, 2012. "Role of Islamic Banking in Agriculture Development in Bahawalpur, Pakistan," International Journal of Learning and Development, Macrothink Institute, vol. 2(3), pages 123-138, June.
    • Handle: RePEc:mth:ijld88:v:2:y:2012:i:3:p:123-138
    as

    Download full text from publisher

    File URL: http://www.macrothink.org/journal/index.php/ijld/article/download/1817/1509
    Download Restriction: no
    File URL: http://www.macrothink.org/journal/index.php/ijld/article/view/1817
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. D. Gale Johnson, 1975. "World Agriculture, Commodity Policy, and Price Variability," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 57(5), pages 823-828.
    2. Kuchiki, Akifumi, 1990. "The Pricing Mechanism of Primary Commodities since the 1970s," The Developing Economies, Institute of Developing Economies, Japan External Trade Organization(JETRO), vol. 28(1), pages 95-110, March.
    3. Muzaffar Iqbal & Munir Ahmad, 1999. "An Assessment of Livestock Production Potential in Pakistan: Implications for Livestock Sector Policy," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 38(4), pages 615-628.
    4. Ahmad, Mobin-ud-Din & Turral, Hugh & Masih, Ilyas & Giordano, Mark & Masood, Zubair, 2007. "Water saving technologies: myths and realities revealed in Pakistan\u2019s rice-wheat systems," IWMI Research Reports H039765, International Water Management Institute.
    Full references (including those not matched with items on IDEAS)

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Fiaz Ahmad Sulehri & Muhammad Zahid Naeem, 2018. "The Role of Commercial Banks in Determining the Industrial Productivity in Pakistan:A Time Series Analysis," Bulletin of Business and Economics (BBE), Research Foundation for Humanity (RFH), vol. 7(4), pages 185-196, December.

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Cain, Philip & Anwar, Muhammad & Rowlinson, Peter, 2007. "Assessing the critical factors affecting the viability of small-scale dairy farms in the Punjab region of Pakistan to inform agricultural extension programmes," Agricultural Systems, Elsevier, vol. 94(2), pages 320-330, May.
    2. Alexander H. Sarris, 1988. "EC-US Agricultural Trade Confrontation," NBER Chapters, in: Issues in US-EC Trade Relations, pages 101-132, National Bureau of Economic Research, Inc.
    3. M. Ghaffar Chaudhry & Munir Ahmad & Ghulam Mustafa Chaudhry, 1999. "Growth of Livestock Production in Pakistan: An Analysis," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 38(4), pages 605-614.
    4. C.S.C. Sekhar, 2021. "Price or income support to farmers? Policy options and implications," IEG Working Papers 420, Institute of Economic Growth.
    5. Will Martin & Kym Anderson, 2012. "Export Restrictions and Price Insulation During Commodity Price Booms," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 94(2), pages 422-427.
    6. David Laborde & Will Martin, 2012. "Agricultural Trade: What Matters in the Doha Round?," Annual Review of Resource Economics, Annual Reviews, vol. 4(1), pages 265-283, August.
    7. Masayoshi Honma, 1993. "Japan's Agricultural Policy and Protection Growth," NBER Chapters, in: Trade and Protectionism, pages 95-114, National Bureau of Economic Research, Inc.
    8. Meekhof, Ronald L. & Penn, J.B. & Johnson, James & Miller, Thomas A., 1980. "Agricultural-Food Policy Review," Economics Statistics and Cooperative Services (ESCS) Reports 279723, United States Department of Agriculture, Economic Research Service.
    9. Simons, G.W.H. & Bastiaanssen, W.G.M. & Cheema, M.J.M. & Ahmad, B. & Immerzeel, W.W., 2020. "A novel method to quantify consumed fractions and non-consumptive use of irrigation water: Application to the Indus Basin Irrigation System of Pakistan," Agricultural Water Management, Elsevier, vol. 236(C).
    10. Ihsan Ulla Khan & Khalil Ur Rahman & Azizullah Jan, 2019. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan," Global Regional Review, Humanity Only, vol. 4(4), pages 398-404, December.
    11. Igbadun, Henry E. & Ramalan, A.A. & Oiganji, Ezekiel, 2012. "Effects of regulated deficit irrigation and mulch on yield, water use and crop water productivity of onion in Samaru, Nigeria," Agricultural Water Management, Elsevier, vol. 109(C), pages 162-169.
    12. Hosterman, H. R., 2009. "Water, climate change, and adaptation: focus on the Ganges River Basin," IWMI Working Papers H042415, International Water Management Institute.
    13. Rizwan Shabbir, 2014. "Institutional Development and Sustainable Growth for Livestock Sector in Pakistan," International Journal of Economics and Empirical Research (IJEER), The Economics and Social Development Organization (TESDO), vol. 2(10), pages 394-404, October.
    14. Koo, Won W. & Burt, Oscar R., 1982. "U.S. Wheat Storage Control Under Joint Criteria Of Mean Benefits And Price Variation," Western Journal of Agricultural Economics, Western Agricultural Economics Association, vol. 7(1), pages 1-12, July.
    15. Trapp, James N. & Thompson, Stanley R., 1977. "Grain Exports As A Source Of Agricultural Instability," Southern Journal of Agricultural Economics, Southern Agricultural Economics Association, vol. 9(1), pages 1-9, July.
    16. Wenting Wang & Longbao Wei, 2019. "Impacts of Agricultural Price Support Policies on Price Variability and Welfare: Evidence from China's Soybean Market," Center for Agricultural and Rural Development (CARD) Publications 19-wp592, Center for Agricultural and Rural Development (CARD) at Iowa State University.
    17. Abd El-Mageed, Taia A. & Semida, Wael M. & Abd El-Wahed, Mohamed H., 2016. "Effect of mulching on plant water status, soil salinity and yield of squash under summer-fall deficit irrigation in salt affected soil," Agricultural Water Management, Elsevier, vol. 173(C), pages 1-12.
    18. Sekhar, C. S. C., 2003. "Price formation in world wheat markets -- implications for policy," Journal of Policy Modeling, Elsevier, vol. 25(1), pages 85-106, January.
    19. Longworth, John W., 1982. "Domestic Price-Income Policies for Farmers in Relation to International Trade Policies: Exporting Country," 1982 Conference, August 24-September 2, 1982, Jakarta, Indonesia 182515, International Association of Agricultural Economists.
    20. Aaea, 1985. "Agricultural trade research and information needs: Conditions and challenges," AAEA Miscellaneous Paper Archive 337394, American Agricultural Economics Association (New Name 2008: Agricultural and Applied Economics Association).

    More about this item

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:mth:ijld88:v:2:y:2012:i:3:p:123-138. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Technical Support Office (email available below). General contact details of provider: http://www.macrothink.org/journal/index.php/ijld .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.