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Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan

Author

Listed:
  • Ihsan Ulla Khan

    (Assistant Professor,Department of Sociology,FATA University, TSD Dara NMD Kohat, KP, Pakistan.)

  • Khalil Ur Rahman

    (Assistant Professor,Department of Sociology,Hazara University Mansehra, KP, Pakistan.)

  • Azizullah Jan

    (PhD Sociology, Department of Elementary and Secondary Education Khyber Pakhtunkhwa,University of Peshawar, KP, Pakistan.)

Abstract

This article entitled, “Impediments in the Disbursement of Micro-Credit among Small Farmers (a case study of lower Dir Khyber Pakhtunkhwa, Pakistan)†aimed to highlights the hindrances confronted to small farmers in micro-credit for agriculture production. The majority of the farmers are poor because of low agricultural production and income. The farmers are unable to increase the production of agriculture without the help of government support. The sample size of 152 respondents was selected according to the criterion design be Sakaran. The association between independent and dependent variables were analysed through the Chi-Square Test. The study inferred that high-financing cost; absence of access to miniaturized scale credit, inflexible standards, demeanour of the bank staff and lack of education were a portion of the preventions in the dispensing of micro-credit. Based on discoveries in the investigation, this was recommended that the administration should show a drive to give the smaller scale credit to little scope ranchers.

Suggested Citation

  • Ihsan Ulla Khan & Khalil Ur Rahman & Azizullah Jan, 2019. "Impediments in the Disbursement of Micro-Credit Among Small Farmers: A Case Study of Dir(L) Khyber Pakhtunkhwa, Pakistan," Global Regional Review, Humanity Only, vol. 4(4), pages 398-404, December.
    • Handle: RePEc:aaw:grrjrn:v:4:y:2019:i:4:p:398-404
    DOI: 10.31703/grr.2019(IV-IV).43
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    References listed on IDEAS

    as
    1. Muzaffar Iqbal & Munir Ahmad, 1999. "An Assessment of Livestock Production Potential in Pakistan: Implications for Livestock Sector Policy," The Pakistan Development Review, Pakistan Institute of Development Economics, vol. 38(4), pages 615-628.
    2. Zeller, Manfred & Sharma, Manohar, 1998. "Rural finance and poverty alleviation," Food policy reports 8, International Food Policy Research Institute (IFPRI).
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    More about this item

    Keywords

    Small Scale Credit; High-Interest Rate; Small Farmer; Illiteracy; and low Production.;
    All these keywords.

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

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