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Protección financiera en salud ante enfermedades crónicas. Una perspectiva desde las finanzas familiares

Author

Listed:
  • Jorge José Luis Reynoso-González

    (Universidad de Guadalajara, México)

  • Adrián De León Arias

    (Universidad de Guadalajara, México)

Abstract

El objetivo de este estudio es analizar el efecto diferencial de la Seguridad Social (SS) y Seguro Popular (SP) sobre la Protección Financiera en Salud (PFS) para hogares con integrantes que padecen enfermedades crónicas. Utilizando datos de ENSANUT 2018, se implementó el método de pareo por puntaje de propensión sobre la afiliación al SS y al SP para estimar su efecto atribuible en indicadores de PFS. Este estudio nos permite anticipar las consecuencias diferenciadas de gastos catastróficos en las finanzas familiares. Se recomienda dirigir políticas de salud a mejorar el paquete de beneficios del SP (ahora INSABI). La originalidad de este estudio reside en el análisis comparativo de los esquemas de seguridad en salud, enfocado en hogares con enfermos crónicos. Una de las limitantes es la desaparición del SP, pero los resultados pueden utilizarse para la implementación de la nueva política de salud. Se concluye que el SP ofrece una PFS insuficiente, y de no corregirse complica la sustentabilidad financiera de los hogares con enfermos crónicos.

Suggested Citation

  • Jorge José Luis Reynoso-González & Adrián De León Arias, 2023. "Protección financiera en salud ante enfermedades crónicas. Una perspectiva desde las finanzas familiares," Remef - Revista Mexicana de Economía y Finanzas Nueva Época REMEF (The Mexican Journal of Economics and Finance), Instituto Mexicano de Ejecutivos de Finanzas, IMEF, vol. 18(4), pages 1-27, Octubre -.
    • Handle: RePEc:imx:journl:v:18:y:2023:i:4:p:10
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    References listed on IDEAS

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    More about this item

    Keywords

    Finanzas familiares; gasto catastrófico; seguridad en salud; desigualdad; riesgo;
    All these keywords.

    JEL classification:

    • G52 - Financial Economics - - Household Finance - - - Insurance
    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • I14 - Health, Education, and Welfare - - Health - - - Health and Inequality
    • I18 - Health, Education, and Welfare - - Health - - - Government Policy; Regulation; Public Health

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