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Between Awareness and Ability: Consumers and Financial Identity Theft

Author

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  • Nicole S. van der MEULEN

    (The Centre of Expertise (HEC), the Hague)

Abstract

The role consumers play in the facilitation of financial identity theft is an important topic of discussion. Academics often side with consumers and recognize them as victims rather than facilitators. Others, both in the public and the private sector, believe consumers play a more prominent role in the facilitation of financial identity theft. This is particularly apparent through the popularity of public awareness campaigns. Neither of these accounts manages to reflect the complexity of the overall picture. The following article demonstrates how the role consumers play is continuously changing as a result of the evolution of methods used by perpetrators of identity theft. This evolution requires a different response from both the public and the private sector as consumers lose more control over their potential indirect facilitation of financial identity theft.

Suggested Citation

  • Nicole S. van der MEULEN, 2011. "Between Awareness and Ability: Consumers and Financial Identity Theft," Communications & Strategies, IDATE, Com&Strat dept., vol. 1(81), pages 23-44, 1st quart.
  • Handle: RePEc:idt:journl:cs8101
    as

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    File URL: http://repec.idate.org/RePEc/idt/journl/CS8101/CS81_MEULEN.pdf
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    References listed on IDEAS

    as
    1. Ben Vollaard & Jan C. van Ours, 2011. "Does Regulation of Builtā€in Security Reduce Crime? Evidence from a Natural Experiment," Economic Journal, Royal Economic Society, vol. 121(552), pages 485-504, May.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    Financial identity theft; consumers; information security; public awareness campaigns;

    JEL classification:

    • Z18 - Other Special Topics - - Cultural Economics - - - Public Policy
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • G38 - Financial Economics - - Corporate Finance and Governance - - - Government Policy and Regulation
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes
    • O38 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Government Policy

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