IDEAS home Printed from https://ideas.repec.org/a/ibn/jsd123/v9y2016i5p187.html

The Role of Socio-economical Factors of Micro-credit Funds in Improving Rural Women Entrepreneurship Development

Author

Listed:
  • Mohammad Sadegh Sabouri
  • Mahnaz Saberiyan
  • Mohammad Bagher Arayesh

Abstract

This study tries to identify the individual, social and economical role of rural women’s micro-credit funds of Semnan city, in developing the entrepreneurship of women. To achieve this goal, 170 women of four funds of Semnan villages were selected. Independent variable factors including economical, social and cultural factors via funds in to dependent variable that is women’s entrepreneurship developing and itself classifies to and entrepreneurs characteristics (risk, internal, control focus, opportunism, ambiguity tolerance, innovation) were studied. The study uses the correlation methodology and the type of selection is sampling (N=170). The questionnaire was used as a tool of gathering information. For a descriptive evaluation, the questionnaire has been answered by supervisors, experts and consultants in agricultural extension and education field who are responsible for Semnan credit funds. For the reliability of the results, 300 questionnaires were filled out by 30 female members of the funds other than Semnan town funds. (Om abeha) rural women funds of Darjazin. Filled out questionnaires were calculated by SPSS software and kronbakh alpha coefficient. krnbakh alpha of 88.5% show the extend of which different parts of the question are reliable and validity. The results of multi – regression show that (satisfaction of presented activities and self confidence) that are cultural- social factors of fund, and (scale of income from plan and theory than marketing and market survey and sale) that are economical factors of fund, have important and basic role in women entrepreneurship developing.

Suggested Citation

  • Mohammad Sadegh Sabouri & Mahnaz Saberiyan & Mohammad Bagher Arayesh, 2016. "The Role of Socio-economical Factors of Micro-credit Funds in Improving Rural Women Entrepreneurship Development," Journal of Sustainable Development, Canadian Center of Science and Education, vol. 9(5), pages 187-187, September.
  • Handle: RePEc:ibn:jsd123:v:9:y:2016:i:5:p:187
    as

    Download full text from publisher

    File URL: https://ccsenet.org/journal/index.php/jsd/article/download/63306/34069
    Download Restriction: no

    File URL: https://ccsenet.org/journal/index.php/jsd/article/view/63306
    Download Restriction: no
    ---><---

    References listed on IDEAS

    as
    1. DeMartino, Richard & Barbato, Robert, 2003. "Differences between women and men MBA entrepreneurs: exploring family flexibility and wealth creation as career motivators," Journal of Business Venturing, Elsevier, vol. 18(6), pages 815-832, November.
    2. Pitt, Mark M. & Khandker, Shahidur R. & Cartwright, Jennifer, 2003. "Does micro-credit empower women : evidence from Bangladesh," Policy Research Working Paper Series 2998, The World Bank.
    Full references (including those not matched with items on IDEAS)

    Most related items

    These are the items that most often cite the same works as this one and are cited by the same works as this one.
    1. Clara Cardone-Riportella & María José Casasola-Martinez & Isabel Feito-Ruiz, 2014. "Do Entrepreneurs Come From Venus Or Mars? Impact Of Postgraduate Studies: Gender And Family Business Background," Working Papers 14.04, Universidad Pablo de Olavide, Department of Financial Economics and Accounting (former Department of Business Administration), revised Sep 2014.
    2. Jesmin Akhter & Kun Cheng, 2020. "Sustainable Empowerment Initiatives among Rural Women through Microcredit Borrowings in Bangladesh," Sustainability, MDPI, vol. 12(6), pages 1-19, March.
    3. repec:isv:jouijm:v:3:y:2014:i:1:p:23-42 is not listed on IDEAS
    4. Gary Akehurst & Enrique Simarro & Alicia Mas‐Tur, 2012. "Women entrepreneurship in small service firms: motivations, barriers and performance," The Service Industries Journal, Taylor & Francis Journals, vol. 32(15), pages 2489-2505, January.
    5. Maria Marshall & Anna Flaig, 2014. "Marriage, Children, and Self-Employment Earnings: An Analysis of Self-Employed Women in the US," Journal of Family and Economic Issues, Springer, vol. 35(3), pages 313-322, September.
    6. Abid Ullah, 2021. "Gender Asymmetry of Entrepreneurial Intentions of Students in Russia and China," Journal of Applied Economic Research, Graduate School of Economics and Management, Ural Federal University, vol. 20(1), pages 133-147.
    7. Marco Caliendo & Daniel Rodríguez, 2024. "Divergent thinking and post-launch entrepreneurial outcomes: non-linearities and the moderating role of experience," Small Business Economics, Springer, vol. 62(4), pages 1523-1553, April.
    8. Uy, Marilyn A. & Foo, Maw-Der & Ilies, Remus, 2015. "Perceived progress variability and entrepreneurial effort intensity: The moderating role of venture goal commitment," Journal of Business Venturing, Elsevier, vol. 30(3), pages 375-389.
    9. Jodyanne Kirkwood, 2009. "Spousal Roles on Motivations for Entrepreneurship: A Qualitative Study in New Zealand," Journal of Family and Economic Issues, Springer, vol. 30(4), pages 372-385, December.
    10. Daniel Badulescu, 2015. "Entrepreneurial Career Perception Of Master Students: Realistic Or Rather Enthusiastic?," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 1(2), pages 284-292, December.
    11. Isabelle Agier & Ariane Szafarz, 2013. "Subjectivity in credit allocation to micro-entrepreneurs: evidence from Brazil," Small Business Economics, Springer, vol. 41(1), pages 263-275, June.
    12. George Saridakis & Anne-Marie Mohammed & Jesús M. García-Iglesias & Rebeca I. Muñoz Torres, 2018. "Economy and Divorces: Their Impact Over Time on the Self-Employment Rates in Spain," Journal of Family and Economic Issues, Springer, vol. 39(3), pages 422-435, September.
    13. Martin Koudstaal & Randolph Sloof & Mirjam van Praag, 2016. "Risk, Uncertainty, and Entrepreneurship: Evidence from a Lab-in-the-Field Experiment," Management Science, INFORMS, vol. 62(10), pages 2897-2915, October.
    14. Ashraf, Nava & Karlan, Dean & Yin, Wesley, 2010. "Female Empowerment: Impact of a Commitment Savings Product in the Philippines," World Development, Elsevier, vol. 38(3), pages 333-344, March.
    15. Ramzi Mabsout, 2011. "Capability and Health Functioning in Ethiopian Households," Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement, Springer, vol. 101(3), pages 359-389, May.
    16. Aidis, Ruta & Wetzels, Cécile, 2007. "Self-Employment and Parenthood: Exploring the Impact of Partners, Children and Gender," IZA Discussion Papers 2813, IZA Network @ LISER.
    17. Jinyi Zhou & Xingzi Xu & Yawen Li & Chengcheng Liu, 2020. "Creative Enough to Become an Entrepreneur: A Multi-Wave Study of Creative Personality, Education, Entrepreneurial Identity, and Innovation," Sustainability, MDPI, vol. 12(10), pages 1-16, May.
    18. Ashraf, Nava & Karlan, Dean S. & Yin, Wesley, 2006. "Household Decision Making and Savings Impacts: Further Evidence from a Commitment Savings Product in the Philippines," Center Discussion Papers 28399, Yale University, Economic Growth Center.
    19. Cuong Viet Nguyen & Finn Tarp, 2018. "Changing male perceptions of gender equality: Evidence from an experimental study," WIDER Working Paper Series wp-2018-171, World Institute for Development Economic Research (UNU-WIDER).
    20. Rupal Chowdhary & Seema Jhala & Ankit Walia & Rashmi Badjatya, 2018. "Kiddie Junction: The Challenges Ahead," FIIB Business Review, , vol. 7(2), pages 100-104, June.
    21. Jungmin Lee & Mark L. Pocock, 2007. "Intrahousehold allocation of financial resources: evidence from South Korean individual bank accounts," Review of Economics of the Household, Springer, vol. 5(1), pages 41-58, March.

    More about this item

    JEL classification:

    • R00 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - General - - - General
    • Z0 - Other Special Topics - - General

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ibn:jsd123:v:9:y:2016:i:5:p:187. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    If CitEc recognized a bibliographic reference but did not link an item in RePEc to it, you can help with this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Canadian Center of Science and Education (email available below). General contact details of provider: https://edirc.repec.org/data/cepflch.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.