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Less social health insurance, more private supplementary insurance? Empirical evidence from Germany

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  • Augurzky, Boris
  • Tauchmann, Harald

Abstract

Based on individual level data from Germany, we analyze the effect of changes in the compulsory benefit package of the social health insurance on the demand for supplementary private insurance, employing a difference-in-differences approach. The focus is on the exclusion of dental prostheses from the benefit package in 1997 and its re-inclusion in 1999. Individuals born prior to 1979 serve as control group because only the young were affected by the reform. No significant effect on the demand for supplementary health insurance is found. Thus, the notion of clients making informed choices about their health insurances' coverage is not supported.

Suggested Citation

  • Augurzky, Boris & Tauchmann, Harald, 2011. "Less social health insurance, more private supplementary insurance? Empirical evidence from Germany," Journal of Policy Modeling, Elsevier, vol. 33(3), pages 470-480, May.
  • Handle: RePEc:eee:jpolmo:v:33:y:2011:i:3:p:470-480
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    References listed on IDEAS

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    Cited by:

    1. Cuesta, Jose & Olivera, Mauricio, 2014. "The impact of social security reform on the labor market: The case of Colombia," Journal of Policy Modeling, Elsevier, vol. 36(6), pages 1118-1134.

    More about this item

    Keywords

    Supplementary private health insurance Personal responsibility Dental prostheses Difference-in-differences;

    JEL classification:

    • I12 - Health, Education, and Welfare - - Health - - - Health Behavior
    • P23 - Economic Systems - - Socialist Systems and Transition Economies - - - Factor and Product Markets; Industry Studies; Population

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