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Unrealistic optimism in consumer credit card adoption

  • Yang, Sha
  • Markoczy, Livia
  • Qi, Min
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    File URL: http://www.sciencedirect.com/science/article/B6V8H-4KGPP47-1/2/18bff2be4ab8982cb929b3e2cabc45a5
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    Article provided by Elsevier in its journal Journal of Economic Psychology.

    Volume (Year): 28 (2007)
    Issue (Month): 2 (April)
    Pages: 170-185

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    Handle: RePEc:eee:joepsy:v:28:y:2007:i:2:p:170-185
    Contact details of provider: Web page: http://www.elsevier.com/locate/joep

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    1. Brito, Dagobert L & Hartley, Peter R, 1995. "Consumer Rationality and Credit Cards," Journal of Political Economy, University of Chicago Press, vol. 103(2), pages 400-433, April.
    2. Raghubir, Priya & Menon, Geeta, 1998. " AIDS and Me, Never the Twain Shall Meet: The Effects of Information Accessibility on Judgments of Risk and Advertising Effectiveness," Journal of Consumer Research, University of Chicago Press, vol. 25(1), pages 52-63, June.
    3. Gourville, John T & Soman, Dilip, 1998. " Payment Depreciation: The Behavioral Effects of Temporally Separating Payments from Consumption," Journal of Consumer Research, University of Chicago Press, vol. 25(2), pages 160-74, September.
    4. Glenn B. Canner & Charles A. Luckett, 1992. "Developments in the pricing of credit card services," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Sep, pages 652-666.
    5. Drazen Prelec & George Loewenstein, 1998. "The Red and the Black: Mental Accounting of Savings and Debt," Marketing Science, INFORMS, vol. 17(1), pages 4-28.
    6. Laibson, David I., 1997. "Golden Eggs and Hyperbolic Discounting," Scholarly Articles 4481499, Harvard University Department of Economics.
    7. Randall J. Pozdena, 1991. "Solving the mystery of high credit card rates," FRBSF Economic Letter, Federal Reserve Bank of San Francisco, issue nov29.
    8. Ausubel, Lawrence M, 1991. "The Failure of Competition in the Credit Card Market," American Economic Review, American Economic Association, vol. 81(1), pages 50-81, March.
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