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ESG performance, bank fintech and risk-taking

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  • You, Wei
  • Liu, Bojing

Abstract

This paper examines the moderating effect of bank fintech on the relationship between ESG performance and active risk-taking for 42 A-share listed commercial banks in China. It is found that bank fintech can effectively moderate the positive relationship between ESG performance and active risk-taking of banks to prevent excessive risk-taking. It suggests that banks should pursue the integration of fintech applications and ESG practices to enhance their risk management ability.

Suggested Citation

  • You, Wei & Liu, Bojing, 2025. "ESG performance, bank fintech and risk-taking," Finance Research Letters, Elsevier, vol. 74(C).
    • Handle: RePEc:eee:finlet:v:74:y:2025:i:c:s1544612325000418
    DOI: 10.1016/j.frl.2025.106776
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