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Just the two of us, we can(’t) make it if we try: Owner-CEO gender and discouragement

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  • Bertrand, Jérémie
  • Burietz, Aurore
  • Perrin, Caroline

Abstract

Research suggests that women are more discouraged from applying for a loan than men. Using cross-country data, we find that discouragement prevails only among woman-led firms with a higher share of woman owners, challenging the trend to promote gender diversity.

Suggested Citation

  • Bertrand, Jérémie & Burietz, Aurore & Perrin, Caroline, 2022. "Just the two of us, we can(’t) make it if we try: Owner-CEO gender and discouragement," Economics Letters, Elsevier, vol. 216(C).
    • Handle: RePEc:eee:ecolet:v:216:y:2022:i:c:s0165176522001781
    DOI: 10.1016/j.econlet.2022.110596
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    References listed on IDEAS

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    1. Steven Ongena & Alexander Popov, 2016. "Gender Bias and Credit Access," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 48(8), pages 1691-1724, December.
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    5. Kon, Y & Storey, D J, 2003. "A Theory of Discouraged Borrowers," Small Business Economics, Springer, vol. 21(1), pages 37-49, August.
    6. Elizabeth Asiedu & Isaac Kalonda-Kanyama & Leonce Ndikumana & Akwasi Nti-Addae, 2013. "Access to Credit by Firms in Sub-Saharan Africa: How Relevant Is Gender?," American Economic Review, American Economic Association, vol. 103(3), pages 293-297, May.
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    Cited by:

    1. Charpin, Agnès & Szafarz, Ariane & Tojerow, Ilan, 2023. "Female corporate owners and female CEOs," Economics Letters, Elsevier, vol. 232(C).

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    More about this item

    Keywords

    Gender; Access to credit; Borrower discouragement;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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