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Zur Versicherungsfunktion von Rücküberweisungen von Migranten: Eine Untersuchung in Südafrika

  • Dorothee Crayen
  • Christa Hainz

    ()

  • Christiane Ströh de Martínez

In den meisten Entwicklungs- und Schwellenländern bestehen keine umfas - senden Systeme der sozialen Sicherung. Private Versicherungen sind für einen Großteil der Bevölkerung meist schwer zugänglich oder sehr teuer. Von Risiken sind jedoch alle Menschen betroffen und arme Bevölkerungsschichten häufig sogar noch stärker. Da es für Menschen mit geringen und häufig unregelmäßigen Einkommen schwierig ist, größere Ausgaben zu decken, benutzen sie unterschiedliche Mechanismen der Vorsorge und des Finanzmanagements, um mit Risiken umzugehen. Die hier vorgestellte Studie untersucht, ob Rücküberweisungen von Migranten Versicherungen ersetzen oder eher zum Abschluss von Versicherungen führen.

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File URL: http://www.cesifo-group.de/portal/page/portal/DocBase_Content/ZS/ZS-ifo_Schnelldienst/zs-sd-2011/zs-sd-2011-10/ifosd_2011_10_3.pdf
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Article provided by Ifo Institute for Economic Research at the University of Munich in its journal ifo Schnelldienst.

Volume (Year): 64 (2011)
Issue (Month): 10 (05)
Pages: 17-21

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Handle: RePEc:ces:ifosdt:v:64:y:2011:i:10:p:17-21
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  1. Dean Yang, 2005. "Coping With Disaster: The Impact of Hurricanes on International Financial Flows, 1970-2001," Working Papers 534, Research Seminar in International Economics, University of Michigan.
  2. Dean Yang & HwaJung Choi, 2005. "Are Remittances Insurance? Evidence from Rainfall Shocks in the Philippines," Working Papers 535, Research Seminar in International Economics, University of Michigan.
  3. Flore Gubert, 2002. "Do Migrants Insure Those who Stay Behind? Evidence from the Kayes Area (Western Mali)," Oxford Development Studies, Taylor & Francis Journals, vol. 30(3), pages 267-287.
  4. Dorothee Crayen & Christa Hainz & Christiane Stöh de MartÍnez, 2013. "Remittances, Banking Status and the Usage of Insurance Schemes," Journal of Development Studies, Taylor & Francis Journals, vol. 49(6), pages 861-875, June.
  5. Mohapatra, Sanket & Joseph, George & Ratha, Dilip, 2009. "Remittances and natural disasters : ex-post response and contribution to ex-ante preparedness," Policy Research Working Paper Series 4972, The World Bank.
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