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A theory of the availability and level of consumer protection in online and mobile payments for public economic services

Listed author(s):
  • Luminiţa Ionescu


    (Romanian Academy, Postdoctoral Program SPODE/Spiru Haret University, Bucharest, Romania)

  • George Lăzăroiu

    (Institute of Interdisciplinary Studies in Humanities and Social Studies, New York/Spiru Haret University, Bucharest, Romania)

  • Silviu Şerban

    (Spiru Haret University, Bucharest, Romania)

Registered author(s):

    The mainstay of the paper is formed by an analysis of the factors that influence the community use of mobile payment for e-Government services, the use of mobile payment for the exchange of government goods and services, the types of e-Government services for which mobile payment is suitable, and real and perceived risks associated with mobile financial services. This paper presents a theory of the level of consumer protection and especially the availability of online payment systems and mobile public economic services, and highlights the use of Internet technology to provide effective and efficient public services. We underline the need to configure citizen-centric government services, accessibility challenges associated with the use of mobile, and diverse and transient nature of mobile technology use.

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    Article provided by Academy of Economic Studies - Bucharest, Romania in its journal The AMFITEATRU ECONOMIC journal.

    Volume (Year): 15 (2013)
    Issue (Month): 34 (June)
    Pages: 369-384

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    Handle: RePEc:aes:amfeco:v:15:y:2013:i:34:p:369-384
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    1. Matthew B. Gross & Jeanne M. Hogarth & Maximilian D. Schmeiser, 2012. "Use of financial services by the unbanked and underbanked and the potential for mobile financial services adoption," Federal Reserve Bulletin, Board of Governors of the Federal Reserve System (U.S.), issue Sept.
    2. Fumiko Hayashi, 2012. "Mobile payments: What’s in it for consumers?," Economic Review, Federal Reserve Bank of Kansas City, issue Q I, pages 35-66.
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