Seven Aspects of Loan Size
Attempts to gauge the depth of outreach of microfinance organizations usually start--and often end--with the measurement of loan size. But just what is loan size? Loan size has at least seven aspects, each of which matters not only for depth of outreach but also for profitability. The aspects are: (1) term to maturity, (2) dollars disbursed, (3) average balance, (4) dollars per installment, (5) time between installments, (6) number of installments, and (7) dollar-years of resources. This paper defines the aspects, explains why each matters, and gives examples of their measurement.
|Date of creation:||05 Sep 2001|
|Note:||Type of Document - Adobe Acrobat 3.0; prepared on Windows 98; to print on Adobe Acrobat 3.0; pages: ; figures: Included in pdf file|
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- Conning, Jonathan, 1999. "Outreach, sustainability and leverage in monitored and peer-monitored lending," Journal of Development Economics, Elsevier, vol. 60(1), pages 51-77, October.
- Mark Schreiner, 2001. "Aspects of Outreach: A Framework for the Discussion of the Social Benefits of Microfinance," Development and Comp Systems 0109003, EconWPA.
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