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Credit Access and Approval

Author

Listed:
  • Stefania Basiglio

    (Faculty of Law, University of Trento, Italy)

  • Paola De Vincentiis

    (Department of Management, University of Torino, Italy)

  • Eleonora Isaia

    (Department of Management, University of Torino, Italy)

  • Mariacristina Rossi

    (Department of Management, University of Torino, Italy)

Abstract

This work focuses on the credit access and credit demand of Italian firms using a sample representative of Italian firms. We investigate whether the gender of the decision-maker of the firm affects the demand for credit and we focus on regional differences in credit access and denial. Results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders.

Suggested Citation

  • Stefania Basiglio & Paola De Vincentiis & Eleonora Isaia & Mariacristina Rossi, 2019. "Credit Access and Approval," Working papers 061, Department of Economics and Statistics (Dipartimento di Scienze Economico-Sociali e Matematico-Statistiche), University of Torino.
    • Handle: RePEc:tur:wpapnw:061
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    File URL: http://www.bemservizi.unito.it/repec/tur/wpapnw/m61.pdf
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    References listed on IDEAS

    as
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    6. Maria Lucia Stefani & Valerio Vacca, 2013. "Credit access for female firms: evidence from a survey on European SMEs," Questioni di Economia e Finanza (Occasional Papers) 176, Bank of Italy, Economic Research and International Relations Area.
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    Cited by:

    1. Alessandra Colombelli & Elena Grinza & Valentina Meliciani & Mariacristina Rossi, 2021. "Pulling Effects in Immigrant Entrepreneurship: Does Gender Matter?," Economic Geography, Taylor & Francis Journals, vol. 97(1), pages 1-33, January.
    2. Elisa Ughetto & Mariacristina Rossi & David Audretsch & Erik E. Lehmann, 2020. "Female entrepreneurship in the digital era," Small Business Economics, Springer, vol. 55(2), pages 305-312, August.

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    More about this item

    Keywords

    Credit demand; Italian firms; Gender.;
    All these keywords.

    JEL classification:

    • D22 - Microeconomics - - Production and Organizations - - - Firm Behavior: Empirical Analysis
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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