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“Credit Access and Approval”

Author

Listed:
  • Stefania Basiglio

    (University of Trento)

  • Eleonora Isaia

    (University of Turin)

  • Mariacristina Rossi

    (University of Turin and CeRP-Collegio Carlo Alberto)

  • Paola De Vincentiis

    (University of Turin)

Abstract

This work focuses on the credit access and credit demand of Italian firms using a sample representative of Italian firms. We investigate whether the gender of the decision-maker of the firm affects the demand for credit and we focus on regional differences in credit access and denial. Results suggest that women are significantly less likely to ask for credit, while no significant differences in credit approval are found between the two genders.

Suggested Citation

  • Stefania Basiglio & Eleonora Isaia & Mariacristina Rossi & Paola De Vincentiis, 2019. "“Credit Access and Approval”," CeRP Working Papers 189, Center for Research on Pensions and Welfare Policies, Turin (Italy).
    • Handle: RePEc:crp:wpaper:189
    as

    Download full text from publisher

    File URL: https://www.cerp.carloalberto.org/credit-access-and-approval/
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    Other versions of this item:

    • Stefania Basiglio & Paola De Vincentiis & Eleonora Isaia & Mariacristina Rossi, 2019. "Credit Access and Approval," Working papers 061, Department of Economics, Social Studies, Applied Mathematics and Statistics (Dipartimento di Scienze Economico-Sociali e Matematico-Statistiche), University of Torino.

    Citations

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    Cited by:

    1. Alessandra Colombelli & Elena Grinza & Valentina Meliciani & Mariacristina Rossi, 2021. "Pulling Effects in Immigrant Entrepreneurship: Does Gender Matter?," Economic Geography, Taylor & Francis Journals, vol. 97(1), pages 1-33, January.
    2. Elisa Ughetto & Mariacristina Rossi & David Audretsch & Erik E. Lehmann, 2020. "Female entrepreneurship in the digital era," Small Business Economics, Springer, vol. 55(2), pages 305-312, August.

    More about this item

    JEL classification:

    • D22 - Microeconomics - - Production and Organizations - - - Firm Behavior: Empirical Analysis
    • H81 - Public Economics - - Miscellaneous Issues - - - Governmental Loans; Loan Guarantees; Credits; Grants; Bailouts
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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