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Theoretical perspective of dynamic credit risk analysis and lending model; effective to enterprises of fragile economy

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  • Tweneboah Senzu, Emmanuel

Abstract

There is an empirical evidence, which justify the core functioning of money in economic growth and the development of a State, which equally establishes the reason of the relevant role of Banks to every economy. The underpinning of this research, is to present the necessity for the financial industry of undeveloped and developing economies very fragile in their functioning, to adopt the proposed theoretical perspective of dynamic credit risk analysis and lending, as an upgrade model over the existing static risk analytical approach, found to be inefficient in credit-lending-support to the productiveness of enterprises, emerging from such economies, hence creating frustration to the welfare nature of the State and heightening it unemployment tension.

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  • Tweneboah Senzu, Emmanuel, 2019. "Theoretical perspective of dynamic credit risk analysis and lending model; effective to enterprises of fragile economy," MPRA Paper 91789, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:91789
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    References listed on IDEAS

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    4. Tweneboah Senzu, Emmanuel & Ndebugri, Haruna, 2018. "The economic evidence in the relationship between corporate tax and private investment in Ghana," MPRA Paper 84729, University Library of Munich, Germany.
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    Cited by:

    1. Tweneboah Senzu, Emmanuel, 2020. "The Applied fiscal-monetary theory: Character of constraint and essentials to the advancement of developing economies," MPRA Paper 104872, University Library of Munich, Germany.
    2. Tweneboah Senzu, Emmanuel, 2022. "The Philosophical interpretation of Fragility as an Economics concept," MPRA Paper 112736, University Library of Munich, Germany.
    3. Tweneboah Senzu, Emmanuel, 2021. "Eco-currency: Proposition of a monetary policy design for a unitary currency program of a frailty economic zone," MPRA Paper 108527, University Library of Munich, Germany.

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    More about this item

    Keywords

    Economics; Banking; Enterprises; Credit Lending; Credit Risk Analysis; Employment;
    All these keywords.

    JEL classification:

    • E2 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment
    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit
    • E52 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Monetary Policy
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • G24 - Financial Economics - - Financial Institutions and Services - - - Investment Banking; Venture Capital; Brokerage

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