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Organisational change and the computerisation of British and Spanish savings banks, 1965-1985


  • Batiz-Lazo, Bernardo
  • Maixe-Altes, J. Carles


In this article we explore organisational changes associated with the automation of financial intermediaries in Spain and the UK. This international comparison looks at the evolution of the same organisational form in two distinct competitive environments. Changes in regulation and technological developments (particularly applications of information technology) are said to be responsible for enhancing competitiveness of retail finance. Archival research on the evolution of savings banks helps to ascertain how, prior to competitive changes taking place, participants in bank markets had to develop capabilities to compete.

Suggested Citation

  • Batiz-Lazo, Bernardo & Maixe-Altes, J. Carles, 2006. "Organisational change and the computerisation of British and Spanish savings banks, 1965-1985," MPRA Paper 804, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:804

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    References listed on IDEAS

    1. Baumol, William J, 1982. "Contestable Markets: An Uprising in the Theory of Industry Structure," American Economic Review, American Economic Association, vol. 72(1), pages 1-15, March.
    2. Canals, Jordi, 1994. "Competitive Strategies in European Banking," OUP Catalogue, Oxford University Press, number 9780198773504.
    3. Joaquín Maudos Villarroya, 1991. "El Impacto Del Cambio Tecnologico En El Sistema Bancario: El Cajero Automatico," Working Papers. Serie EC 1991-10, Instituto Valenciano de Investigaciones Económicas, S.A. (Ivie).
    4. Gilbert, R Alton, 1984. "Bank Market Structure and Competition: A Survey," Journal of Money, Credit and Banking, Blackwell Publishing, vol. 16(4), pages 617-644, November.
    5. Bernardo Batiz-Lazo, 2004. "Strategic alliances and competitive edge: insights from Spanish and UK banking histories," Business History, Taylor & Francis Journals, vol. 46(1), pages 23-56.
    6. Nicola Cetorelli, 2001. "Competition among banks: good or bad?," Economic Perspectives, Federal Reserve Bank of Chicago, issue Q II, pages 38-48.
    7. Caminal, Ramon & Gual, Jordi & Vives, Xavier, 1989. "Competition in Spanish Banking," CEPR Discussion Papers 314, C.E.P.R. Discussion Papers.
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    Cited by:

    1. Maixe-Altes, J. Carles, 2014. "ICT the Nordic Way and European Savings Banks," MPRA Paper 58252, University Library of Munich, Germany.
    2. Maixé-Altés, J. Carles, 2015. "Divergent Paths to a Network World. An Approach to the IT from Savings Banks Industry," MPRA Paper 67785, University Library of Munich, Germany.

    More about this item


    comparative financial markets; United Kingdom; Spain; market structure; technological change; regulatory change; savings banks; banks;

    JEL classification:

    • N20 - Economic History - - Financial Markets and Institutions - - - General, International, or Comparative

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