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ICT the Nordic Way and European Savings Banks

Author

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  • Maixe-Altes, J. Carles

Abstract

This paper discusses the world industry of savings banks, a genuine world collaborative consortium, through which, from the 1950s, the International Savings Banks Institute (nowadays, the World Savings Banks Institute and European Savings Banks Group) was highly active in introducing ICT to retail banking. In this environment, Nordic savings banks, Sweden, Norway, Finland and Denmark, their Central Savings Banks and their industry associations occupied a separate place in European movements around developments of computerization and automation in retail financial services. The synergies in Nordic countries were superior to the rest of Europe and collaboration was intense. This paper highlights the leadership and the influence that the ICT development models of Nordic savings banks had on their European retail banking associates.

Suggested Citation

  • Maixe-Altes, J. Carles, 2014. "ICT the Nordic Way and European Savings Banks," MPRA Paper 58252, University Library of Munich, Germany.
  • Handle: RePEc:pra:mprapa:58252
    as

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    File URL: https://mpra.ub.uni-muenchen.de/58252/1/MPRA_paper_58252.pdf
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    References listed on IDEAS

    as
    1. Thodenius, Björn & Batiz-Lazo, Bernardo & Karlsson, Tobias, 2010. "The history of the Swedish ATM - Sparfrämjandet and Metior," MPRA Paper 27083, University Library of Munich, Germany.
    2. Batiz-Lazo, Bernardo & Maixe-Altes, J. Carles, 2006. "Organisational change and the computerisation of British and Spanish savings banks, 1965-1985," MPRA Paper 804, University Library of Munich, Germany.
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    Blog mentions

    As found by EconAcademics.org, the blog aggregator for Economics research:
    1. Northern Lights: Computers and Banks in Nordic Countries
      by bbatiz in NEP-HIS blog on 2015-04-27 14:39:38

    More about this item

    Keywords

    computers; savings banks collaboration; retail banking; Europe; Nordic countries; technological change;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • N24 - Economic History - - Financial Markets and Institutions - - - Europe: 1913-
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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