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New solutions in the crediting process of agriculture

Author

Listed:
  • Harangus, Daniela

Abstract

In the introduction of this paper are showed the principal elements for analysis taken into consideration in the crediting process of agriculture. An excessive rigour in the analysis of these elements leads to a limitation of access to banking credits for agricultural farms. The method of this research is based to quantification of flexibility degree of banks granting credits to agricultural customers and finding new solutions in the crediting process of agriculture. It results that the totality of risk factors specific to any activity, including the agricultural farm, can be quantified. Starting with the analysis of risk factors and symptoms, this paper proposes new solutions for diminishing the degree of banks risks.

Suggested Citation

  • Harangus, Daniela, 2008. "New solutions in the crediting process of agriculture," MPRA Paper 16540, University Library of Munich, Germany, revised 01 Aug 2008.
  • Handle: RePEc:pra:mprapa:16540
    as

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    File URL: https://mpra.ub.uni-muenchen.de/16540/1/MPRA_paper_16540.pdf
    File Function: original version
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    References listed on IDEAS

    as
    1. Rizov, Marian, 2005. "Rural development under the European CAP: The role of diversity," MPRA Paper 70582, University Library of Munich, Germany.
    2. Osborne, Theresa, 2006. "Credit and risk in rural developing economies," Journal of Economic Dynamics and Control, Elsevier, vol. 30(4), pages 541-568, April.
    Full references (including those not matched with items on IDEAS)

    More about this item

    Keywords

    credit; risk; agriculture; quantification; flexibility;

    JEL classification:

    • G0 - Financial Economics - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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