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Hogares encabezados por mujeres y propiedad de la vivienda en América Latina

  • Nestor Gandelman

El sexo del cabeza de familia se ha tratado a menudo como un factor determinante exógeno de la propiedad de la vivienda. En este trabajo se sostiene que hay varios factores determinantes de la propiedad de la vivienda que también inciden en el papel de cabeza de familia y que la incapacidad de dar cuenta de esta endogeneidad conduce a resultados incongruentes. En este trabajo se demuestra, empleando datos de nivel individual de Chile, Honduras y Nicaragua, que aunque en promedio las mujeres tienen menos probabilidades de ser propietarias de vivienda, es más probable que las mujeres que son cabeza de familia (solteras, separadas o divorciadas) lleguen a ser propietarias de vivienda. De modo que el análisis a nivel de hogar debe controlar la endogeneidad del cabeza de familia para poder analizar adecuadamente el efecto del sexo en la tenencia de la vivienda. Se emplea un modelo de probit bivariante para hallar pruebas de que las familias encabezadas por una mujer tienen una menor probabilidad de alcanzar la propiedad de la vivienda en los países latinoamericanos. Sin el control de endogeneidad, este resultado no estuvo presente en ocho países.

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Paper provided by Inter-American Development Bank, Research Department in its series Research Department Publications with number 3253.

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Date of creation: Jan 2008
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Handle: RePEc:idb:wpaper:3253
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  1. Eduardo Gandelman & Nestor Gandelman, 2004. "Los efectos del sector público en el financiamiento de la vivienda: El mercado hipotecario de Uruguay," Research Department Publications 4358, Inter-American Development Bank, Research Department.
  2. Danziger, Sheldon, et al, 1982. "Work and Welfare as Determinants of Female Poverty and Household Headship," The Quarterly Journal of Economics, MIT Press, vol. 97(3), pages 519-34, August.
  3. M. van Leuvensteijn & P. Koning, 2004. "The Effect of Home-ownership on Labor Mobility in The Netherlands," Working Papers 04-01, Utrecht School of Economics.
  4. Shroder, Mark, 2002. "Does housing assistance perversely affect self-sufficiency? A review essay," Journal of Housing Economics, Elsevier, vol. 11(4), pages 381-417, December.
  5. Maria Concetta Chiuri & Tullio Jappelli, 2000. "Financial Market Imperfections and Home Ownership: A Comparative Study," CSEF Working Papers 44, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy, revised 01 Dec 2000.
  6. William H. Greene & Sherrie L.W. Rhine & Maude Toussaint-Comeau, 2003. "The importance of check-cashing businesses to the unbanked: racial/ethnic differences," Working Paper Series WP-03-10, Federal Reserve Bank of Chicago.
  7. Justo Manrique & Kalu Ojah, 2003. "The demand for housing in Spain: an endogenous switching regression analysis," Applied Economics, Taylor & Francis Journals, vol. 35(3), pages 323-336.
  8. Li, Mingche M, 1977. "A Logit Model of Homeownership," Econometrica, Econometric Society, vol. 45(5), pages 1081-97, July.
  9. Greene, W.H., 1996. "Marginal Effects in the Bivariate Probit Model," Working Papers 96-11, New York University, Leonard N. Stern School of Business, Department of Economics.
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