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Microcredit impact in Kyrgyzstan: A Case Study

  • Angioloni, Simone
  • Kudabaev, Zarylbek
  • Ames, Glenn C.W.
  • Wetzstein, Michael E.
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    Microcredit has expanded rapidly since its beginnings in the last 1970s, but whether and how much it reduces poverty is the subject of intense debate. Generally it depends on how the program is implemented and the set of policies that regulate it. In this spirit, microcredit impacts in the Kyrgyz Republic are investigated and a modest program evaluation undertaken, using a data set of 5012 households from the Kyrgyzstan Integrated Household Survey (KIHS) that covers 2006-2010. Microfinance is used to fight the poverty, buying food, and to start a new business and less for buying some Results indicate a good targeting of microfinance with respect to education, family size and age, but a reverse targeting for the income. Finally, a test on the impact of microfinance on the income generation was not significant.

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    File URL: http://purl.umn.edu/143838
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    Paper provided by Southern Agricultural Economics Association in its series 2013 Annual Meeting, February 2-5, 2013, Orlando, Florida with number 143838.

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    Date of creation: 2013
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    Handle: RePEc:ags:saea13:143838
    Contact details of provider: Web page: http://www.saea.org/

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    1. Shahidur R. Khandker, 2005. "Microfinance and Poverty: Evidence Using Panel Data from Bangladesh," World Bank Economic Review, World Bank Group, vol. 19(2), pages 263-286.
    2. Xavier Giné & Dean Karlan, 2009. "Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups," Working Papers 970, Economic Growth Center, Yale University.
    3. Karlan, Dean & Gine, Xavier, 2009. "Group versus Individual Liability: Long Term Evidence from Philippine Microcredit Lending Groups," Working Papers 61, Yale University, Department of Economics.
    4. Jeffrey M Wooldridge, 2010. "Econometric Analysis of Cross Section and Panel Data," MIT Press Books, The MIT Press, edition 2, volume 1, number 0262232588, June.
    5. Katsushi Imai & Thankom Arun & Samuel Kobina Annim, 2010. "Microfinance and Household Poverty Reduction: New evidence from India," The School of Economics Discussion Paper Series 1008, Economics, The University of Manchester.
    6. Weiss, John & Montgomery, Heather, 2004. "Great expectations: microfinance and poverty reduction in Asia and Latin America," MPRA Paper 33142, University Library of Munich, Germany.
    7. Quisumbing, Agnes R. & Baulch, Bob & Kumar, Neha, 2011. "Evaluating the long-term impact of antipoverty interventions in Bangladesh: An overview," IFPRI discussion papers 1077, International Food Policy Research Institute (IFPRI).
    8. Uthra K. Raghunathan & Cesar L. Escalante & Jeffrey H. Dorfman & Glenn C. W. Ames & Jack E. Houston, 2011. "The effect of agriculture on repayment efficiency: a look at MFI borrowing groups," Agricultural Economics, International Association of Agricultural Economists, vol. 42(4), pages 465-474, 07.
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