Meeting the double bottom line: the impact of Khushhali bank's microfinance program in Pakistan
Is it possible for microfinance institutions to simultaneously pursue profits and poverty reduction? This study explores this question by analyzing the impact of Khushhali Bank, the largest retail microfinance bank in Pakistan. Khushhali Bank has shown that it can scale up outreach while remaining focused on the core goals of operational and financial sustainability. Using primary data collected from over 2,000 rural and urban households across Pakistan, the study examines whether the bank also had an impact on economic or social measures of poverty, including empowerment of poor women, or income generating activities run by those households. The poorest of the poor - those subsisting on less than half the official poverty line - are demonstrated to have benefitted the most from the program.
|Date of creation:||Nov 2005|
|Date of revision:|
|Contact details of provider:|| Postal: Ludwigstraße 33, D-80539 Munich, Germany|
Web page: https://mpra.ub.uni-muenchen.de
More information through EDIRC
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Khandker, Shahidur R., 2003.
"Microfinance and poverty - evidence using panel data from Bangladesh,"
Policy Research Working Paper Series
2945, The World Bank.
- Shahidur R. Khandker, 2005. "Microfinance and Poverty: Evidence Using Panel Data from Bangladesh," World Bank Economic Review, World Bank Group, vol. 19(2), pages 263-286.
- Coleman, Brett E., 1999. "The impact of group lending in Northeast Thailand," Journal of Development Economics, Elsevier, vol. 60(1), pages 105-141, October.
- Weiss, John & Montgomery, Heather, 2004.
"Great expectations: microfinance and poverty reduction in Asia and Latin America,"
33142, University Library of Munich, Germany.
- John Weiss & Heather Montgomery, 2005. "Great Expectations: Microfinance and Poverty Reduction in Asia and Latin America," Oxford Development Studies, Taylor & Francis Journals, vol. 33(3-4), pages 391-416.
- Mark M. Pitt & Shahidur R. Khandker, 1998. "The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of Participants Matter?," Journal of Political Economy, University of Chicago Press, vol. 106(5), pages 958-996, October.
When requesting a correction, please mention this item's handle: RePEc:pra:mprapa:32595. See general information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Joachim Winter)
If references are entirely missing, you can add them using this form.