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Assekuranz 2030: Quo Vadis?

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  • Eling, Martin

Abstract

Diese Studie untersucht die Entwicklung der Assekuranz in den letzten 30 Jahren und gibt einen Ausblick auf zukünftige Trends in der Branche. Während sich einige der in früheren Studien prognostizierten Entwicklungen, wie die Internationalisierung und Konsolidierung, bestätigt haben, verliefen andere Trends langsamer oder anders als erwartet. In den kommenden Jahren bleibt die Digitalisierung eine zentrale Herausforderung, doch auch der demografische Wandel, sich verändernde Kundenbedürfnisse und neue regulatorische Anforderungen im Kontext KI und ESG werden die Branche massgeblich prägen. Die Studie identifiziert sieben zentrale Handlungsfelder, darunter die Zukunft der Vorsorge, neue Geschäftsmodelle und den Einfluss von Technologien wie KI und Big Data. Ziel der Studie ist es, Versicherern Orientierung zu bieten, um aufkommende Trends proaktiv zu gestalten und ihre Wettbewerbsfähigkeit langfristig zu sichern.

Suggested Citation

  • Eling, Martin, 2025. "Assekuranz 2030: Quo Vadis?," I.VW HSG Schriftenreihe, University of St.Gallen, Institute of Insurance Economics (I.VW-HSG), volume 71, number 319880.
    • Handle: RePEc:zbw:usgivw:319880
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    References listed on IDEAS

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    1. Annamaria Lusardi & Olivia S. Mitchell, 2014. "The Economic Importance of Financial Literacy: Theory and Evidence," Journal of Economic Literature, American Economic Association, vol. 52(1), pages 5-44, March.
    2. Eling, Martin, 2019. "Ageing Society: Aktuelle Herausforderungen und Handlungsfelder aus Perspektive der Versicherungswirtschaft," I.VW HSG Schriftenreihe, University of St.Gallen, Institute of Insurance Economics (I.VW-HSG), volume 65, number 65, March.
    3. Froot, Kenneth A., 2001. "The market for catastrophe risk: a clinical examination," Journal of Financial Economics, Elsevier, vol. 60(2-3), pages 529-571, May.
    4. Turo-Kimmo Lehtonen & Jyri Liukko, 2011. "The Forms and Limits of Insurance Solidarity," Journal of Business Ethics, Springer, vol. 103(1), pages 33-44, April.
    5. Ben Ammar, Semir & Braun, Alexander & Eling, Martin, 2015. "Alternative Risk Transfer and Insurance-Linked Securities: Trends, Challenges and New Market Opportunities," I.VW HSG Schriftenreihe, University of St.Gallen, Institute of Insurance Economics (I.VW-HSG), volume 56, number 56, March.
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