Financial Access and Exclusion in Kenya and Uganda
Policy emphasis has recently shifted to 'Finance for All' given evidence that financial sector development contributes to growth but effects on poverty do not arise from pro-poor provision. We argue that, given this policy goal, analyses of barriers to access must be country specific and go beyond the emphasis on transactions costs to incorporate the effects of social institutions since these contribute to discrimination. This paper uses data from Financial Access Surveys carried out in 2006 in Kenya and Uganda to investigate the socio-economic, demographic and geographical factors influencing access to and exclusion from formal, semi-formal and informal financial services.
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Volume (Year): 47 (2011)
Issue (Month): 3 ()
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References listed on IDEAS
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- Beck, Thorsten & Demirguc-Kunt, Asli & Martinez Peria, Maria Soledad, 2007.
"Reaching out: Access to and use of banking services across countries,"
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- Caskey & John P. & Duran, Clemente Ruiz & Solo, Tova Maria, 2006. "The urban unbanked in Mexico and the United States," Policy Research Working Paper Series 3835, The World Bank.
- Leopoldo Fergusson, 2006. "Institutions for Financial Development: What are they and where do they come from?," Journal of Economic Surveys, Wiley Blackwell, vol. 20(1), pages 27-70, 02. Full references (including those not matched with items on IDEAS)
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