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Microfinanza: analisi dÕimpatto di un programma in India


  • Tommaso Rondinella

    () (Roma)


Impact analysis of microfinance programmes is a useful tool both for improving the offered services and for guaranteeing donors that the money granted are used for programmes effective in poverty reduction. The present paper is constituted of two parts: the first is dedicated to impact analysis, the second to the empirical analysis on the field. The survey has been carried out using a tool able to give a clear indication of changes happened in recipients' life conditions and with the merit of being a low cost tool. Results show in what measure access to credit may change life conditions of the poorest driving to important increases in household income, savings, diversification of income generating activities and food consumption. Furthermore, an increase in female empowerment clearly dependent on the participation to microfinance programme is observed.

Suggested Citation

  • Tommaso Rondinella, 2005. "Microfinanza: analisi dÕimpatto di un programma in India," Moneta e Credito, Economia civile, vol. 58(229), pages 57-79.
  • Handle: RePEc:psl:moneta:2005:13

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    References listed on IDEAS

    1. repec:ilo:ilowps:369822 is not listed on IDEAS
    2. Hashemi, Syed M. & Schuler, Sidney Ruth & Riley, Ann P., 1996. "Rural credit programs and women's empowerment in Bangladesh," World Development, Elsevier, vol. 24(4), pages 635-653, April.
    3. Mosley, Paul & Hulme, David, 1998. "Microenterprise finance: Is there a conflict between growth and poverty alleviation?," World Development, Elsevier, vol. 26(5), pages 783-790, May.
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    More about this item


    Microfinance; Poverty;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination
    • I32 - Health, Education, and Welfare - - Welfare, Well-Being, and Poverty - - - Measurement and Analysis of Poverty
    • O12 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Microeconomic Analyses of Economic Development
    • R20 - Urban, Rural, Regional, Real Estate, and Transportation Economics - - Household Analysis - - - General


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